About Craft3
Craft3 is a nonprofit community development organization that uses capital, relationships, and voice to build a thriving, just and empowered Pacific Northwest.
Focus Areas
Small business lendingCommunity development finance (CDFI)Homeowner loans (Clean Water / septic)Commercial real estateConstruction loansCommunity climate adaptationHousing and essential community servicesMission-aligned investments / impact notes
Funding Style
program support
About Craft3
Craft3’s largest recent grant went to Micro Enterprise Service of Oregon for program support, a signal that the funder uses grant dollars to strengthen the organizations around its lending and investment work. As a public charity and nonprofit community development organization, Craft3 combines capital, relationships, and voice to build a thriving, just and empowered Pacific Northwest. Its active programs show a broad finance toolkit: general business loans, construction loans, bridge loans, clean water loans for homeowners, owner-occupied commercial real estate loans, Islamic financing, and a community impact investment note. That mix points to a lender that works across business formation, property improvement, household sanitation, and mission-aligned investment. The second-largest recent grant, also for program support, went to Cairo, while other recent recipients include Low Income Investment Fun and Richmond Learning Academy. Together, those awards suggest that Craft3’s grantmaking is used alongside its credit products rather than replacing them. The organization also makes program-related investments, reinforcing its role as a capital provider rather than a conventional grantmaker alone. Its grant and loan platform is especially oriented toward mission-aligned organizations and partners in the Pacific Northwest, with some products available in Oregon and Washington.
What Craft3 Funds
Craft3 supports a mix of community finance and organizational capacity. In small business lending, it backs general business loans for working capital, equipment purchase, and business acquisition, alongside owner-occupied commercial real estate loans for businesses buying property. The funder also supports construction financing through Construction Loans, which are used to build or improve a building or facility. For household infrastructure, Clean Water Loans help homeowners replace or repair septic systems in Oregon and Washington. A separate grant line supports mission-aligned organizations and partners in the Pacific Northwest with capital and operating support. That pattern fits Craft3’s stated focus on housing and essential community services, community development finance, and community climate adaptation.
How Craft3 Gives
Craft3 gave $11,204,582 in annual grants and holds $236,699,828 in total assets. The recent grants shown are large and concentrated: the top award was $9,589,705, followed by $1,000,000, then $507,652 and $107,225. All four recent grants were program support. Its structure combines public-charity grantmaking with program-related investments and a lending platform. The active programs show both open and closed channels: several loan products accept unsolicited inquiries, while the Grants program does not. The recent grants list shows current-year activity, but the data here does not show repeat recipients across multiple years.
Financial Snapshot
Annual Giving
$11.2M
Total Assets
$236.7M
Total Revenue
$53.6M
Total Expenses
$38.3M
Geographic Reach
Regional2 states funded
Funding intensity
LowHigh
Headquarters
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