Inclusiv's mission is to help low- and moderate-income people and communities achieve financial independence through credit unions.
A $1.87 billion Clean Communities Investment Accelerator award stands out in Inclusiv Inc’s recent record because it positions the organization to pass federal funds through credit unions for affordable clean energy lending and upgrades. That sits alongside a broader mission to help low- and moderate-income people and communities achieve financial independence through credit unions. Across the grants list, the foundation supports a mix of capital support, capacity building, and targeted subgrants for member institutions and cooperativas. Recent awards show that Inclusiv Inc works through credit unions serving Latino communities, racially marginalized communities, and financially underserved borrowers. The largest listed grant went to Latino Community Cu in Durham, North Carolina, for an Edward Jones subgrant tied to Latino community support. Another major award supported Saverlife in San Francisco through a climate subgrant, while Hope Federal Credit Union in Jackson, Mississippi received a Build & Save subgrant for matched savings work. The pattern suggests a funder that uses credit unions as delivery channels for financial inclusion, homeownership access, small business lending, and clean energy finance. The organization is a public charity led by Cathleen Mahon.
Racial equity is one visible theme in the grant list. Inclusiv Inc gave multiple $21,500 grants under the 2024 racial equity grand award line, including to Unified Homeowners of IL Fcu in Chicago, White Plains Post Office Employees Fcu in White Plains, and Paramount Baptist Church Fcu in Washington, DC. Matched savings appears as a separate program area. Hope Federal Credit Union in Jackson, Mississippi received $150,000 for Build & Save, and the program description says Inclusiv uses technical assistance and subgrants to help credit unions strengthen or launch matched savings programs. Capacity building shows up in earlier grants as well. Urban Beginner Choice Fcu in Fort Wayne received $30,500 for credit union impact capacity building, while Hill District Fcu in Pittsburgh received $20,000 for the same purpose. Latino community economic inclusion is also explicit in the grant titles, with Latino Community Cu in Durham receiving a $300,000 Edward Jones subgrant for Latino community support.
The listed grant amounts cluster in the low five figures: p25 is $10,000, median is $10,250, and p75 is $13,125. The distribution includes a few much larger awards, but most grants sit near that band. Inclusiv Inc is a public charity, not a foundation that funds individuals, and the grant list shows programmatic, restricted, and pass-through awards rather than open-ended general support. The recent record also suggests repeat funding across years: credit union capacity building appears in 2023 and 2024, and racial equity awards appear in 2025. The data also show unsolicited grants are accepted in several active programs.
$6M
$2B
$101.3M
$22.8M
Most grants fall between $10K and $13K, with a median of $10K.
25th Percentile
$10K
Median
$10K
75th Percentile
$13K
About 12% of grants go to recipients in PR.
CATHLEEN MAHON
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Grant recipients are entirely in the United States, with 152 grants to U.S. organizations. Louisiana is the top state by grant count, even though the headquarters is in New York City. New York recipients include White Plains, Mount Vernon, Jackson Heights, and New York City; Illinois recipients include Chicago; and Puerto Rico appears through cooperativas in Lajas, Salinas, and Carolina. Recent grants also land in Durham, Jackson, San Francisco, Fort Wayne, and Washington, DC.
The recent grants go mainly to credit unions and cooperativas, including Latino Community Cu in Durham, Hope Federal Credit Union in Jackson, and Vitelco Employees Fcu in Saint Thomas. The stated beneficiary types also include Latino and Latino-serving communities, racially marginalized communities, and low- to moderate-income people.
The grant-size distribution is centered in the low five figures. The provided figures are p25 at $10,000, median at $10,250, and p75 at $13,125.
No. The recipient country distribution shows 152 grants in the US, and the geography tied to the active programs is the United States, with Puerto Rico and U.S. territories included for some capital programs.
The listed focus areas are Financial Inclusion, Homeownership, Small Business, Clean Energy, and Impact Capital. Recent grant titles also point to matched savings, racial equity, capacity building, Latino community economic inclusion, and climate-related subgrants.
Yes. Credit union impact capacity building appears in 2023 and 2024, while racial equity grand awards appear in 2025. The grant list also includes repeat program lines such as Subordinated Debt, Build & Save, and the CCIA subaward program.
PRESIDENT/CEO
2026
Source: IRS Form 990-PF, fiscal year 2026.
Most recent grants reported to the IRS.
| Recipient | Location | Amount | Year | Purpose |
|---|---|---|---|---|
| ST LOUIS COMMUNITY CU | ST LOUIS, MO | $500,000In-kind (goods, not cash) | 2026 | ELIMINATING RACIAL WEALTH DIVIDE PROG. 25-26 |
| LATINO COMMUNITY CU | DURHAM, NC | $300,000 | 2026 | EDWARD JONES - SUBGRANT-LATINO COMM, 300K |
| UNITUS COMMUNITY CREDIT UNION | PORTLAND, OR | $200,000In-kind (goods, not cash) | 2026 | BUILD AND SAVE MATCHED SAVINGS INITIATIVE |
| SAVERLIFE | SAN FRANSICO, CA | $179,250 | 2026 | CFCA CLIMATE SUBGRANT |
| MECU OF BALTIMORE INC | BALTIMORE, MD | $150,000In-kind (goods, not cash) | 2026 | BUILD AND SAVE SUBGRANT AWARDS-2025 |
| HOPE FEDERAL CREDIT UNION | JACKSON, MS | $150,000 | 2026 | BUILD & SAVE - SUB-GRANT-HOPEFCU |
| TRAVIS CREDIT UNION | VACAVILLE, CA | $75,000In-kind (goods, not cash) | 2026 | BUILD AND SAVE SUBGRANT AWARDS-2025 |
| WASHINGTON STATE EMPLOYEES CREDIT UNION | OLYMPIA, WA | $75,000In-kind (goods, not cash) | 2026 | GRANT FOR THE BUILD AND SAVE MATCHED SAVINGS INITI |
| MEMBERS CREDIT UNION | STAMFORD, CT | $75,000In-kind (goods, not cash) | 2026 | INCLUSIV - BUILD AND SAVE SUBGRANT 2025 |
| GREAT LAKES CREDIT UNION | BANNOCKBURN, IL | $75,000In-kind (goods, not cash) | 2026 | BUILD AND SAVE SUBGRANT AWARDS-2025 |
| TOLEDO URBAN FCU | TOLEDO, OH | $75,000In-kind (goods, not cash) | 2026 | INCLUSIV - BUILD AND SAVE SUBGRANT 2025 |
| MEMBERS FIRST CREDIT UNION | MIDLAND, ME | $75,000In-kind (goods, not cash) | 2026 | INCLUSIV - BUILD AND SAVE SUBGRANT 2025 |
| SOUTHWEST LOUISIANA CREDIT UNION | LAKE CHARLES, LA | $75,000In-kind (goods, not cash) | 2026 | BUILD AND SAVE SUBGRANT AWARDS-2025 |
| LATINO COMMUNITY CU | DURHAM, NC | $75,000In-kind (goods, not cash) | 2026 | INCLUSIV - BUILD AND SAVE SUBGRANT 2025 |
| HOLY ROSARY FCU | KANSAS CITY, MO | $75,000In-kind (goods, not cash) | 2026 | BUILD AND SAVE SUBGRANT AWARDS-2025 |
| CHICAGO POST OFFICE EMPLOYEES | CHICAGO, IL | $75,000In-kind (goods, not cash) | 2026 | BUILD AND SAVE SUBGRANT AWARDS-2025 |
| EXPRESS CU | SEATTLE, WA | $75,000In-kind (goods, not cash) | 2026 | INCLUSIV - BUILD AND SAVE SUBGRANT 2025 |
| PEOPLES ADVANTAGE FEDERAL CREDIT UNION | PETERSBURG, VA | $75,000In-kind (goods, not cash) | 2026 | BUILD AND SAVE SUBGRANT AWARDS-2025 |
| VANTAGE WEST CREDIT UNION | TUCSON, AZ | $75,000In-kind (goods, not cash) | 2026 | INCLUSIV - BUILD AND SAVE SUBGRANT 2025 |
| PRIME FINANCIAL CREDIT UNION | CUDAHY, WI | $75,000In-kind (goods, not cash) | 2026 | BUILD AND SAVE SUBGRANT AWARDS-2025 |
| GREYLOCK FEDERAL CREDIT UNION | PITTSFIELD, MA | $75,000In-kind (goods, not cash) | 2026 | BUILD AND SAVE SUBGRANT AWARDS-2025 |
| CLEARWATER CREDIT UNION | MISSOULA, MT | $75,000In-kind (goods, not cash) | 2026 | INCLUSIV - BUILD AND SAVE SUBGRANT 2025 |
| USC CREDIT UNION | LOS ANGELES, CA | $75,000In-kind (goods, not cash) | 2026 | BUILD AND SAVE SUBGRANT AWARDS-2025 |
| TONGASS FCU | KETCHIKAN, AK | $75,000In-kind (goods, not cash) | 2026 | INCLUSIV - BUILD AND SAVE SUBGRANT 2025 |
| MUTUAL SECURITY CREDIT UNION INC | SHELTON, CT | $75,000In-kind (goods, not cash) | 2026 | BUILD & SAVE MATCHED SAVINGS INITIATIVE |
| 1ST BERGEN FCU | HACKENSACK, NJ | $75,000In-kind (goods, not cash) | 2026 | BUILD AND SAVE SUBGRANT AWARDS-2025 |
| FIRSTLIGHT FCU | EL PASO, TX | $75,000In-kind (goods, not cash) | 2026 | INCLUSIV - BUILD AND SAVE SUBGRANT 2025 |
| SYRACUSE COOPERATIVE FCU | SYRACUSE, NY | $75,000In-kind (goods, not cash) | 2026 | INCLUSIV - BUILD AND SAVE SUBGRANT 2025 |
| EXCITE CU | SAN JOSE, CA | $75,000In-kind (goods, not cash) | 2026 | BUILD AND SAVE SUBGRANT AWARDS-2025 |
| UNITY OF EATONVILLE FCU | SANFORD, FL | $70,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| SIXTH AVENUE BAPTIST FCU | BIRMINGHAM, AL | $70,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| FINANTA CREDIT UNION | LANCASTER, PA | $70,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| SHILOH ENGLEWOOD FCU | CHICAGO, IL | $65,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| FAITH COMMUNITY UNITED CU | CLEVELAND, OH | $65,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| PARK MANOR CHRISTIAN CHURCH CU | CHICAGO, IL | $65,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| COOPERATIVA DE AHORRO Y CREDITO GOYA | BAYAMON, PR | $65,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| COOPERATIVA DE AHORRA Y CREDITO DE SALINAS | SALINAS, PR | $65,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| COOPERATIVA DE AHORRA Y CREDITO RIM-COOP | SAN JUAN, PR | $65,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| HILL DISTRICT FCU | PITTSBURGH, PA | $65,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| LIGHT COMMERCE CREDIT UNION | HOUSTON, TX | $65,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| COOPERATIVA DE AHORRA Y CREDITO INTERMETRO | SAN JUAN, PR | $65,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| MARISOL FEDERAL CREDIT UNION | PHOENIX, AZ | $60,000In-kind (goods, not cash) | 2026 | INCLUSIV - BUILD AND SAVE SUBGRANT 2025 |
| MID ISLAND FEDERAL CU | CHRISTIANSTED, VI | $60,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| T E A FEDERAL CREDIT UNION | HOUMA, LA | $60,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| NEW YORK EPISCOPAL FEDERAL CREDIT UNION | NEW YORK, NY | $60,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| FELLOWSHIP BAPTIST CHURCH CU | CHICAGO, IL | $60,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| EVEREST FEDERAL CREDIT UNION | JACKSON HEIGHTS, NY | $60,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| NUVISTA FCU | MONTROSE, CO | $56,625In-kind (goods, not cash) | 2026 | INCLUSIV - BUILD AND SAVE SUBGRANT 2025 |
| SOUTH SIDE COMMUNITY FCU | CHICAGO, IL | $50,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
| MEMPHIS MUNICIPAL EMPLOYEES FCU | MEMPHIS, TN | $50,000In-kind (goods, not cash) | 2026 | NEW MAJORITY GROWTH- ERP PROGRAM |
ST LOUIS COMMUNITY CU
$500,000In-kind (goods, not cash)ELIMINATING RACIAL WEALTH DIVIDE PROG. 25-26
LATINO COMMUNITY CU
$300,000EDWARD JONES - SUBGRANT-LATINO COMM, 300K
UNITUS COMMUNITY CREDIT UNION
$200,000In-kind (goods, not cash)BUILD AND SAVE MATCHED SAVINGS INITIATIVE
MECU OF BALTIMORE INC
$150,000In-kind (goods, not cash)BUILD AND SAVE SUBGRANT AWARDS-2025
HOPE FEDERAL CREDIT UNION
$150,000BUILD & SAVE - SUB-GRANT-HOPEFCU
TRAVIS CREDIT UNION
$75,000In-kind (goods, not cash)BUILD AND SAVE SUBGRANT AWARDS-2025
WASHINGTON STATE EMPLOYEES CREDIT UNION
$75,000In-kind (goods, not cash)GRANT FOR THE BUILD AND SAVE MATCHED SAVINGS INITI
MEMBERS CREDIT UNION
$75,000In-kind (goods, not cash)INCLUSIV - BUILD AND SAVE SUBGRANT 2025
GREAT LAKES CREDIT UNION
$75,000In-kind (goods, not cash)BUILD AND SAVE SUBGRANT AWARDS-2025
TOLEDO URBAN FCU
$75,000In-kind (goods, not cash)INCLUSIV - BUILD AND SAVE SUBGRANT 2025
MEMBERS FIRST CREDIT UNION
$75,000In-kind (goods, not cash)INCLUSIV - BUILD AND SAVE SUBGRANT 2025
SOUTHWEST LOUISIANA CREDIT UNION
$75,000In-kind (goods, not cash)BUILD AND SAVE SUBGRANT AWARDS-2025
LATINO COMMUNITY CU
$75,000In-kind (goods, not cash)INCLUSIV - BUILD AND SAVE SUBGRANT 2025
HOLY ROSARY FCU
$75,000In-kind (goods, not cash)BUILD AND SAVE SUBGRANT AWARDS-2025
CHICAGO POST OFFICE EMPLOYEES
$75,000In-kind (goods, not cash)BUILD AND SAVE SUBGRANT AWARDS-2025
EXPRESS CU
$75,000In-kind (goods, not cash)INCLUSIV - BUILD AND SAVE SUBGRANT 2025
PEOPLES ADVANTAGE FEDERAL CREDIT UNION
$75,000In-kind (goods, not cash)BUILD AND SAVE SUBGRANT AWARDS-2025
VANTAGE WEST CREDIT UNION
$75,000In-kind (goods, not cash)INCLUSIV - BUILD AND SAVE SUBGRANT 2025
PRIME FINANCIAL CREDIT UNION
$75,000In-kind (goods, not cash)BUILD AND SAVE SUBGRANT AWARDS-2025
GREYLOCK FEDERAL CREDIT UNION
$75,000In-kind (goods, not cash)BUILD AND SAVE SUBGRANT AWARDS-2025
CLEARWATER CREDIT UNION
$75,000In-kind (goods, not cash)INCLUSIV - BUILD AND SAVE SUBGRANT 2025
USC CREDIT UNION
$75,000In-kind (goods, not cash)BUILD AND SAVE SUBGRANT AWARDS-2025
TONGASS FCU
$75,000In-kind (goods, not cash)INCLUSIV - BUILD AND SAVE SUBGRANT 2025
MUTUAL SECURITY CREDIT UNION INC
$75,000In-kind (goods, not cash)BUILD & SAVE MATCHED SAVINGS INITIATIVE
1ST BERGEN FCU
$75,000In-kind (goods, not cash)BUILD AND SAVE SUBGRANT AWARDS-2025
FIRSTLIGHT FCU
$75,000In-kind (goods, not cash)INCLUSIV - BUILD AND SAVE SUBGRANT 2025
SYRACUSE COOPERATIVE FCU
$75,000In-kind (goods, not cash)INCLUSIV - BUILD AND SAVE SUBGRANT 2025
EXCITE CU
$75,000In-kind (goods, not cash)BUILD AND SAVE SUBGRANT AWARDS-2025
UNITY OF EATONVILLE FCU
$70,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
SIXTH AVENUE BAPTIST FCU
$70,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
FINANTA CREDIT UNION
$70,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
SHILOH ENGLEWOOD FCU
$65,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
FAITH COMMUNITY UNITED CU
$65,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
PARK MANOR CHRISTIAN CHURCH CU
$65,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
COOPERATIVA DE AHORRO Y CREDITO GOYA
$65,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
COOPERATIVA DE AHORRA Y CREDITO DE SALINAS
$65,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
COOPERATIVA DE AHORRA Y CREDITO RIM-COOP
$65,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
HILL DISTRICT FCU
$65,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
LIGHT COMMERCE CREDIT UNION
$65,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
COOPERATIVA DE AHORRA Y CREDITO INTERMETRO
$65,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
MARISOL FEDERAL CREDIT UNION
$60,000In-kind (goods, not cash)INCLUSIV - BUILD AND SAVE SUBGRANT 2025
MID ISLAND FEDERAL CU
$60,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
T E A FEDERAL CREDIT UNION
$60,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
NEW YORK EPISCOPAL FEDERAL CREDIT UNION
$60,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
FELLOWSHIP BAPTIST CHURCH CU
$60,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
EVEREST FEDERAL CREDIT UNION
$60,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
NUVISTA FCU
$56,625In-kind (goods, not cash)INCLUSIV - BUILD AND SAVE SUBGRANT 2025
SOUTH SIDE COMMUNITY FCU
$50,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
MEMPHIS MUNICIPAL EMPLOYEES FCU
$50,000In-kind (goods, not cash)NEW MAJORITY GROWTH- ERP PROGRAM
Current and upcoming funding from Inclusiv that your nonprofit may be able to apply for.
Who can apply: Participants must be member credit unions; must sign the Loan Loss Guarantee Agreement with Inclusiv and provide documentation showing efforts made to collect; dependent on borrower eligibility; can complement existing SBA guarantees.
Who can apply: Applicants must be Inclusiv member credit unions; federally or state-chartered credit unions located in the continental United States, Alaska, or Hawaii; have demonstrated organizational capacity to manage a matched savings program; operate or be ready to launch a matched savings program; allocate all matched funds within 12 months; and provide financial empowerment services or present a feasible plan to provide them through a partnership. At least 80% of the award must be allocated to matched savings, with up to 20% available for eligible operating expenses.
Deadline: Spring 2026 applications closed on April 3, 2026. The next round is expected to open later in 2026; no specific date is provided.
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