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    5. Inclusiv
    Inclusiv logo

    Inclusiv

    ActivePublic CharityPublic & Society Benefit
    NEW YORK, NYWebsite

    About Inclusiv

    To help low- and moderate-income people and communities achieve financial independence through credit unions.

    Focus Areas

    Financial InclusionHomeownershipSmall BusinessClean EnergyImpact Capital

    Who They Fund

    credit unions (including individual CUs like Hope FCU)Latino / Latino-serving communitiesracially marginalized communitieslow-to-moderate income (financially underserved) individuals

    Funding Style

    capacity buildingsubgrant / pass-through fundingthematic restricted grants (racial equity)

    About Inclusiv

    A $1.87 billion Clean Communities Investment Accelerator award stands out in Inclusiv Inc’s recent record because it positions the organization to pass federal funds through credit unions for affordable clean energy lending and upgrades. That sits alongside a broader mission to help low- and moderate-income people and communities achieve financial independence through credit unions. Across the grants list, the foundation supports a mix of capital support, capacity building, and targeted subgrants for member institutions and cooperativas. Recent awards show that Inclusiv Inc works through credit unions serving Latino communities, racially marginalized communities, and financially underserved borrowers. The largest listed grant went to Latino Community Cu in Durham, North Carolina, for an Edward Jones subgrant tied to Latino community support. Another major award supported Saverlife in San Francisco through a climate subgrant, while Hope Federal Credit Union in Jackson, Mississippi received a Build & Save subgrant for matched savings work. The pattern suggests a funder that uses credit unions as delivery channels for financial inclusion, homeownership access, small business lending, and clean energy finance. The organization is a public charity led by Cathleen Mahon.

    What Inclusiv Funds

    Racial equity is one visible theme in the grant list. Inclusiv Inc gave multiple $21,500 grants under the 2024 racial equity grand award line, including to Unified Homeowners of IL Fcu in Chicago, White Plains Post Office Employees Fcu in White Plains, and Paramount Baptist Church Fcu in Washington, DC. Matched savings appears as a separate program area. Hope Federal Credit Union in Jackson, Mississippi received $150,000 for Build & Save, and the program description says Inclusiv uses technical assistance and subgrants to help credit unions strengthen or launch matched savings programs. Capacity building shows up in earlier grants as well. Urban Beginner Choice Fcu in Fort Wayne received $30,500 for credit union impact capacity building, while Hill District Fcu in Pittsburgh received $20,000 for the same purpose. Latino community economic inclusion is also explicit in the grant titles, with Latino Community Cu in Durham receiving a $300,000 Edward Jones subgrant for Latino community support.

    How Inclusiv Gives

    The listed grant amounts cluster in the low five figures: p25 is $10,000, median is $10,250, and p75 is $13,125. The distribution includes a few much larger awards, but most grants sit near that band. Inclusiv Inc is a public charity, not a foundation that funds individuals, and the grant list shows programmatic, restricted, and pass-through awards rather than open-ended general support. The recent record also suggests repeat funding across years: credit union capacity building appears in 2023 and 2024, and racial equity awards appear in 2025. The data also show unsolicited grants are accepted in several active programs.

    Financial Snapshot

    Annual Giving

    $1.4M

    Total Assets

    $2B

    Total Revenue

    $1.9B

    Total Expenses

    $15M

    Typical Grant Size

    Most grants fall between $10K and $13K, with a median of $10K.

    25th Percentile

    $10K

    Median

    $10K

    75th Percentile

    $13K

    Geographic Reach

    National24 states funded

    About 12% of grants go to recipients in PR.

    Funding intensity
    Low
    High
    Headquarters

    Leadership

    CATHLEEN MAHON

    PRESIDENT/CEO

    Deep Analysis

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    Privacy PolicyTerms of ServiceSystem Status
    EIN (Tax ID): 11-2421972
    Latest Form 990: 2025
    Total assets: $2B
    3 filings on record
    Find their full 990 filing →
    See If You're a Fit — FreeFree account · instant fit score · similar funders
    sector-specific impact grants (credit union strengthening)

    Topics

    credit union capacity developmentracial equity grantmakingLatino community economic inclusionclimate-related subgrantsfinancial capability / build-and-save programs

    Where Inclusiv Makes Grants

    Grant recipients are entirely in the United States, with 152 grants to U.S. organizations. Louisiana is the top state by grant count, even though the headquarters is in New York City. New York recipients include White Plains, Mount Vernon, Jackson Heights, and New York City; Illinois recipients include Chicago; and Puerto Rico appears through cooperativas in Lajas, Salinas, and Carolina. Recent grants also land in Durham, Jackson, San Francisco, Fort Wayne, and Washington, DC.

    Frequently Asked Questions About Inclusiv

    What kinds of organizations does Inclusiv Inc support?

    The recent grants go mainly to credit unions and cooperativas, including Latino Community Cu in Durham, Hope Federal Credit Union in Jackson, and Vitelco Employees Fcu in Saint Thomas. The stated beneficiary types also include Latino and Latino-serving communities, racially marginalized communities, and low- to moderate-income people.

    What is a typical grant size?

    The grant-size distribution is centered in the low five figures. The provided figures are p25 at $10,000, median at $10,250, and p75 at $13,125.

    Does Inclusiv Inc fund outside the United States?

    No. The recipient country distribution shows 152 grants in the US, and the geography tied to the active programs is the United States, with Puerto Rico and U.S. territories included for some capital programs.

    What are the main focus areas in the grant records?

    The listed focus areas are Financial Inclusion, Homeownership, Small Business, Clean Energy, and Impact Capital. Recent grant titles also point to matched savings, racial equity, capacity building, Latino community economic inclusion, and climate-related subgrants.

    Are there signs of recurring grantmaking?

    Yes. Credit union impact capacity building appears in 2023 and 2024, while racial equity grand awards appear in 2025. The grant list also includes repeat program lines such as Subordinated Debt, Build & Save, and the CCIA subaward program.

    Accepts unsolicited proposals
    Latest 990 Filing

    2025

    Source: IRS Form 990-PF, fiscal year 2025.

    Open Grant Opportunities

    Current and upcoming funding from Inclusiv that your nonprofit may be able to apply for.

    Open nowRolling / open intakeAward: Varies

    Small Business Capital Initiative — Loan Loss Fund

    small business lendingloan loss reservesrisk mitigation+1 more

    Who can apply: Participants must be member credit unions; must sign the Loan Loss Guarantee Agreement with Inclusiv and provide documentation showing efforts made to collect; dependent on borrower eligibility; can complement existing SBA guarantees.

    View & apply

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    Deadlines and eligibility are summarized from public sources and may change — always confirm the details on the funder's official application page before applying.

    Recent Grants

    Most recent grants reported to the IRS.

    RecipientLocationAmountYearPurpose
    LATINO COMMUNITY CUDURHAM, NC$300,0002025EDWARD JONES - SUBGRANT-LATINO COMM, 300K
    SAVERLIFESAN FRANSICO, CA$179,2502025CFCA CLIMATE SUBGRANT
    HOPE FEDERAL CREDIT UNIONJACKSON, MS$150,0002025BUILD & SAVE - SUB-GRANT-HOPEFCU
    TULANE-LOYOLA FCUNEW ORLEANS, LA$21,5002025RACIAL EQUITY GRAND AWARD REFG 2024
    WHITE PLAINS POST OFFCIE EMPLOYEES FCUWHITE PLAINS, NY$21,5002025RACIAL EQUITY GRAND AWARD REFG 2024
    UNIFIED HOMEOWNERS OF IL FCUCHICAGO, IL$21,5002025RACIAL EQUITY GRAND AWARD REFG 2024
    MESSIAH BAPTIST CHURCH FCUEAST ORANGE, NJ$21,5002025RACIAL EQUITY GRAND AWARD REFG 2024
    SHILOH ENGLEWOOD FCUCHICAGO, IL$21,5002025RACIAL EQUITY GRAND AWARD REFG 2024
    CREDIT UNION OF ATLANTAATLANTA, GA$21,5002025RACIAL EQUITY GRAND AWARD REFG 2024
    GREATER CENTENNIAL FEDERAL CREDIT UNIONMOUNT VERNON, NY$21,5002025RACIAL EQUITY GRAND AWARD REFG 2024
    PARAMOUNT BAPTIST CHURCH FCUWASHINGTON, DC$21,5002025RACIAL EQUITY GRAND AWARD REFG 2024
    CTAFC FCUCHICAGO, IL$21,5002025RACIAL EQUITY GRAND AWARD REFG 2024
    ABYSSINIAN BAPTIST CHURCH FCUNYC, NY$21,5002025RACIAL EQUITY GRAND AWARD REFG 2024
    VITELCO EMPLOYEES FCUSAINT THOMAS, VI$20,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    NEIGHBORHOOD TRUST FINANCIAL PARTNERSNEW YORK, NY$18,7502025NCUF PASS THROUGH GRANT TO NTFP
    BEREAN CREDIT UNIONCHICAGO, IL$17,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    EVEREST FEDERAL CREDIT UNIONJACKSON HEIGHTS, NY$17,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA DE AHORRO Y CRDITO ISLACOOPCAROLINA, PR$16,5002025RACIAL EQUITY GRAND AWARD REFG 2024
    CHURCH OF THE MASTER FCUNEW YORK, NY$15,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    LIGHT COMMERCE CREDIT UNIONHOUSTON, TX$15,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    CHICAGO POST OFFICE EMPLOYEESCHICAGO, IL$15,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    GOVERNMENT PRINITING OFFICE FCUWASHINGTON, DC$15,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    NORTHEAST COMMUNITY FEDERAL CREDIT UNIONSAN FRANCISCO, CA$15,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    EPISCOPAL COMMUNITY FCULOS ANGELES, CA$15,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA DE AHORRO Y CRDITO EDECOOPSAN JUAN, PR$12,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA DE AHORRO Y CRDITO SAN MIGUELNARANJITO, PR$12,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA DE AHORRO Y CRD FAMILIAR PROGRESISTASAN JUAN, PR$12,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA MIEMBROS UNION DE TRONQUISTASSAN JUAN, PR$12,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA CENTRO GUBERNAMENT MINILLASSAN JUAN, PR$12,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA DE AHORRO Y CRDITO DE JAYUYAJAYUYA, PR$12,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA DE AHORRO Y CREDITO GOYABAYAMON, PR$12,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA NUESTRASAN JUAN, PR$12,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA EMPLEADOS DEPARTAMENTO DE HACIENDOSAN JUAN, PR$12,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA CASA DEL TRABAJADOR TRABAJACOOPSAN JUAN, PR$12,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA AUTORIDAD CARRETERAS Y OBRAS PUBLICASSAN JUAN, PR$12,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA DE AHORRA Y CREDITO RIM-COOPSAN JUAN, PR$12,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA DE AHORRO Y CRDITO DE RICO DAIRYSAN JUAN, PR$12,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    FELLOWSHIP BAPTIST CHURCH CUCHICAGO, IL$11,5002025RACIAL EQUITY GRAND AWARD REFG 2024
    URBAN EMPOWERMENT FEDERAL CREDIT UNIONNEW YORK, NY$11,5002025RACIAL EQUITY GRAND AWARD REFG 2024
    CHICAGO MUNICIPAL EMPLOYEES CREDIT UNIONCHICAGO, IL$11,5002025RACIAL EQUITY GRAND AWARD REFG 2024
    SOUTH SIDE COMMUNITY FCUCHICAGO, IL$10,0002025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA DE AHORRO Y CRDITO PEPINIANASAN SEBASTIAN, PR$8,2702025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA DE AHORRA Y CREDITO INTERMETROSAN JUAN, PR$8,2702025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA DE AHORRA Y CREDITO DE SALINASSALINAS, PR$8,2702025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA LOS HERMANOS CREDIT UNIONSAN JOSE, PR$8,2702025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA DE IGLESIA DE DIOS MISSIONVEGA ALTA, PR$8,2702025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA DE AHORRO METODISTAS UNIDOS DE PRSAN JUAN, PR$8,2702025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA DE AHORRO Y CREDITO ELECTROCOOPSAN JUAN, PR$8,2702025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA PERSONAL DE BALLESTER HERMANOSSAN JUAN, PR$8,2702025RACIAL EQUITY GRAND AWARD REFG 2024
    COOPERATIVA AGENTES LA LOTERIA DE PRSAN JUAN, PR$8,2702025RACIAL EQUITY GRAND AWARD REFG 2024

    LATINO COMMUNITY CU

    $300,000
    DURHAM, NC2025

    EDWARD JONES - SUBGRANT-LATINO COMM, 300K

    SAVERLIFE

    $179,250
    SAN FRANSICO, CA2025

    CFCA CLIMATE SUBGRANT

    HOPE FEDERAL CREDIT UNION

    $150,000
    JACKSON, MS2025

    BUILD & SAVE - SUB-GRANT-HOPEFCU

    TULANE-LOYOLA FCU

    $21,500
    NEW ORLEANS, LA2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    WHITE PLAINS POST OFFCIE EMPLOYEES FCU

    $21,500
    WHITE PLAINS, NY2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    UNIFIED HOMEOWNERS OF IL FCU

    $21,500
    CHICAGO, IL
    2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    MESSIAH BAPTIST CHURCH FCU

    $21,500
    EAST ORANGE, NJ2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    SHILOH ENGLEWOOD FCU

    $21,500
    CHICAGO, IL2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    CREDIT UNION OF ATLANTA

    $21,500
    ATLANTA, GA2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    GREATER CENTENNIAL FEDERAL CREDIT UNION

    $21,500
    MOUNT VERNON, NY2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    PARAMOUNT BAPTIST CHURCH FCU

    $21,500
    WASHINGTON, DC2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    CTAFC FCU

    $21,500
    CHICAGO, IL2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    ABYSSINIAN BAPTIST CHURCH FCU

    $21,500
    NYC, NY2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    VITELCO EMPLOYEES FCU

    $20,000
    SAINT THOMAS, VI2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    NEIGHBORHOOD TRUST FINANCIAL PARTNERS

    $18,750
    NEW YORK, NY2025

    NCUF PASS THROUGH GRANT TO NTFP

    BEREAN CREDIT UNION

    $17,000
    CHICAGO, IL2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    EVEREST FEDERAL CREDIT UNION

    $17,000
    JACKSON HEIGHTS, NY2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA DE AHORRO Y CRDITO ISLACOOP

    $16,500
    CAROLINA, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    CHURCH OF THE MASTER FCU

    $15,000
    NEW YORK, NY2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    LIGHT COMMERCE CREDIT UNION

    $15,000
    HOUSTON, TX2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    CHICAGO POST OFFICE EMPLOYEES

    $15,000
    CHICAGO, IL2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    GOVERNMENT PRINITING OFFICE FCU

    $15,000
    WASHINGTON, DC2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    NORTHEAST COMMUNITY FEDERAL CREDIT UNION

    $15,000
    SAN FRANCISCO, CA2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    EPISCOPAL COMMUNITY FCU

    $15,000
    LOS ANGELES, CA2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA DE AHORRO Y CRDITO EDECOOP

    $12,000
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA DE AHORRO Y CRDITO SAN MIGUEL

    $12,000
    NARANJITO, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA DE AHORRO Y CRD FAMILIAR PROGRESISTA

    $12,000
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA MIEMBROS UNION DE TRONQUISTAS

    $12,000
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA CENTRO GUBERNAMENT MINILLAS

    $12,000
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA DE AHORRO Y CRDITO DE JAYUYA

    $12,000
    JAYUYA, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA DE AHORRO Y CREDITO GOYA

    $12,000
    BAYAMON, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA NUESTRA

    $12,000
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA EMPLEADOS DEPARTAMENTO DE HACIENDO

    $12,000
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA CASA DEL TRABAJADOR TRABAJACOOP

    $12,000
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA AUTORIDAD CARRETERAS Y OBRAS PUBLICAS

    $12,000
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA DE AHORRA Y CREDITO RIM-COOP

    $12,000
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA DE AHORRO Y CRDITO DE RICO DAIRY

    $12,000
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    FELLOWSHIP BAPTIST CHURCH CU

    $11,500
    CHICAGO, IL2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    URBAN EMPOWERMENT FEDERAL CREDIT UNION

    $11,500
    NEW YORK, NY2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    CHICAGO MUNICIPAL EMPLOYEES CREDIT UNION

    $11,500
    CHICAGO, IL2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    SOUTH SIDE COMMUNITY FCU

    $10,000
    CHICAGO, IL2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA DE AHORRO Y CRDITO PEPINIANA

    $8,270
    SAN SEBASTIAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA DE AHORRA Y CREDITO INTERMETRO

    $8,270
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA DE AHORRA Y CREDITO DE SALINAS

    $8,270
    SALINAS, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA LOS HERMANOS CREDIT UNION

    $8,270
    SAN JOSE, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA DE IGLESIA DE DIOS MISSION

    $8,270
    VEGA ALTA, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA DE AHORRO METODISTAS UNIDOS DE PR

    $8,270
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA DE AHORRO Y CREDITO ELECTROCOOP

    $8,270
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA PERSONAL DE BALLESTER HERMANOS

    $8,270
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024

    COOPERATIVA AGENTES LA LOTERIA DE PR

    $8,270
    SAN JUAN, PR2025

    RACIAL EQUITY GRAND AWARD REFG 2024