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    5. California Association for Microenterprise Opportunity
    Logo de California Association for Microenterprise Opportunity

    California Association for Microenterprise Opportunity

    ActivoCommunity Improvement
    San Francisco, CASitio web5107360797

    About California Association for Microenterprise Opportunity

    To grow a thriving ecosystem of support for underserved entrepreneurs. CAMEO Network creates a thriving ecosystem of resources for all entrepreneurs and represents the voice for micro and small businesses nationwide.

    Focus Areas

    Microenterprise developmentSmall business training and technical assistanceMicrolending and loan productsCommunity Development Financial Institution (CDFI) capacity buildingPolicy & advocacy for small businessesWorkforce and entrepreneurship ecosystem development

    Who They Fund

    limited English proficiency (LEP) communitiesculturally diverse / immigrant communitiesCalifornia-based nonprofits or community organizations

    Funding Style

    About California Association for Microenterprise Opportunity

    A $550,000 grant to COOK Alliance for the CA MEHKO Project stands out in the recent record and points to how the California Association for Microenterprise Opportunity uses philanthropy to support small-business infrastructure rather than one-off awards. The foundation’s giving is tied to microenterprise development, small business training and technical assistance, microlending and loan products, CDFI capacity building, and policy and advocacy for small businesses. That mix shows up in grantmaking that supports both direct entrepreneur services and the organizations that deliver them. The pattern is especially visible in support for intermediaries. Accessity received $30,000 for SBA Prime Language & Cultural Access work, while several $20,000 grants went to organizations using shared services to strengthen operations. The foundation also backs ecosystem-building programs such as CDFI incubator activities, shared services for CDFIs, and technical assistance for member organizations. Its stated purpose is to grow a thriving ecosystem of support for underserved entrepreneurs, and the recent grants align with that aim through capacity building, language access, and lending infrastructure.

    What California Association for Microenterprise Opportunity Funds

    Language access and cultural competency are clear priorities. In 2023, the foundation gave $30,000 to Accessity for SBA Prime Language & Cultural Access, then followed with multiple $10,000 grants for the same purpose, including Renaissance Entrepreneurship, Start Small Think Big, West Business Development Center, Bet Tzedek Legal Services, JEDI Jefferson Economic Development, Mandela Partners, Centro Community Partners, Opening Doors Inc, and Alliance for Community Development. Shared-services support is another major theme. In 2024, Access Capital, Pacific Community Ventures, and Working Solutions each received $20,000 for Shared Services, extending a 2023 pattern that included first payments to the same kinds of intermediaries. The foundation also funds systems work through CDFI capacity-building programs such as the CDFI Incubator and the Shared Services Center for CDFIs, which are designed to strengthen lending operations, finance functions, and technology use among mission-based lenders.

    How California Association for Microenterprise Opportunity Gives

    Financial Snapshot

    Annual Giving

    $650K

    Total Assets

    $9.1M

    Total Revenue

    $2.6M

    Total Expenses

    $2.6M

    Typical Grant Size

    Most grants fall between $10K and $20K, with a median of $20K.

    25th Percentile

    $10K

    Median

    $20K

    75th Percentile

    $20K

    Geographic Reach

    Regional5 states funded

    About 60% of grants go to recipients in FL.

    Intensidad de financiamiento
    Baja
    Alta
    Sede

    Leadership

    Carolina Martinez

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    Política de privacidadTérminos de servicioEstado del sistema
    EIN (identificación fiscal): 94-3246306Último Formulario 990: 2024Activos totales: 9,1 M US$2 declaraciones registradasEncuentra su declaración 990 completa →
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    shared services fundingcapacity building for organizationsproject-restricted/installment paymentprogram-specific (language & cultural access)

    Topics

    language access servicescultural competency / cultural accessshared services infrastructure (back-office/shared admin)technical assistance for service delivery

    Typical grants cluster around $10,000 to $20,000, with a p25 of $10,000, a median of $20,000, and a p75 of $20,000. That distribution suggests a base layer of smaller program grants, alongside a few larger awards tied to specific initiatives. The recent record also shows repeat support across years for some recipients, including Accessity, Pacific Community Ventures, Working Solutions, Access Capital, and Pathway Capital Funding. The foundation appears to give through program-restricted grants tied to capacity building, technical assistance, and shared services rather than individual support. It funds organizations, not individuals, and does not make program-related investments. Several active programs accept unsolicited requests, including MLA: Technology, Veterans Business Outreach Center - Region 9, Shared Services Center, Organization Technical Assistance, and CAMEO Academy.

    Where California Association for Microenterprise Opportunity Makes Grants

    Giving is regional, but the concentration is strongest in California: 60% of grants go to recipients in the HQ state. The top state by grant count is Florida, showing that the foundation’s reach extends beyond its headquarters footprint. Recipient locations in the recent grants list include San Diego, Oakland, West Palm Beach, New York, Spokane, Richmond, Mendocino, Los Angeles, Jennings, and Sacramento. Most grants land in U.S. organizations, with the country distribution showing 20 grants to U.S. recipients and no non-U.S. awards in the current data.

    Frequently Asked Questions About California Association for Microenterprise Opportunity

    What kinds of organizations does California Association for Microenterprise Opportunity fund?

    The foundation funds organizations working in microenterprise development, small business training and technical assistance, microlending and loan products, CDFI capacity building, and policy and advocacy for small businesses. Recent grants also show support for language access, cultural competency, shared services infrastructure, and technical assistance for service delivery.

    What is the typical grant size?

    Typical grants cluster at $10,000 to $20,000. The distribution provided is p25 $10,000, median $20,000, and p75 $20,000, which indicates many awards are at or near the $20,000 level.

    Does the foundation fund individuals?

    No. The foundation funds organizations and intermediary programs, including CDFIs, community organizations, and technical assistance providers.

    What are some active funding programs?

    Active programs include CDFI Incubator, MLA: Technology, Veterans Business Outreach Center - Region 9, Shared Services Center for CDFIs, Impact Fund, Loan Loss Reserve Grants, SCALE, Organization Technical Assistance, and CAMEO Academy. Several of these are focused on capacity building, operational support, and lending infrastructure.

    Where does the foundation give most often?

    California receives 60% of grants. Outside the HQ state, the highest concentration by state is Florida, and recent recipient cities include San Diego, Oakland, West Palm Beach, New York, and Spokane.

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    Latest 990 Filing

    2024

    Source: IRS Form 990-PF, fiscal year 2024.

    Oportunidades de Subvenciones Abiertas

    Financiamiento actual y próximo de California Association for Microenterprise Opportunity al que tu organización sin fines de lucro podría postularse.

    Abierta ahoraRecepción continua / abiertaMonto: Variable

    Individualized Training Programs

    leadership developmentorganizational capacity buildingbusiness assistance+5 más

    ¿Quién puede postularse? Applicant must be an active CAMEO member organization with current dues paid in full and provide small business assistance and/or microloans to small and micro business owners in California. Applications are considered based on demonstrated need and interest in the training, and willingness to share experience with CAMEO after completion. More competitive trainings also consider organizational track record, staff capacity, and data collection ability.

    Fecha límite: Opens January 1 annually; must apply at least one month before the training; closes 15 days before the training. Total annual funding is capped.

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    Recent Grants

    Most recent grants reported to the IRS.

    RecipientLocationAmountYearPurpose
    COOK AllianceSan Diego, CA$550,0002024CA MEHKO Project
    Working SolutionsSpokane, WA$20,0002024Shared Services
    Pathway Capital FundingWest Palm Beach, FL$20,0002024Shared Services
    Pacific Community VenturesOakland, CA$20,0002024Shared Services
    AccessitySan Diego, CA$20,0002024Shared Services
    Access CapitalNew York, NY$20,0002024Shared Services
    AccessitySan Diego, CA$30,0002023SBA Prime Language & Cultural Acces
    Working SolutionsSpokane, WA$20,5002023Shared Services First payment
    Access CapitalNew York, NY$20,0002023Shared Services First payment
    Pathway Capital FundingWest Palm Beach, FL$20,0002023Shared Services First payment
    Pacific Community VenturesOakland, CA$20,0002023Shared Services First payment
    JEDI Jefferson Economic DevelJennings, LA$10,0002023SBA Prime Language & Cultural Acces
    Mandela PartnersOakland, CA$10,0002023SBA Prime Language & Cultural Acces
    Centro Community PartnersOakland, CA$10,0002023SBA Prime Language & Cultural Acces
    Start Small Think BigNew York, NY$10,0002023SBA Prime Language & Cultural Acces
    Renaissance EntrepreneurshipRichmond, CA$10,0002023SBA Prime Language & Cultural Acces
    Opening Doors IncSacramento, CA$10,0002023SBA Prime Language & Cultural Acces
    Alliance for Community DevOakland, CA$10,0002023SBA Prime Language & Cultural Acces
    West Business Development CenMendocino, CA$10,0002023SBA Prime Language & Cultural Acces
    Bet Tzedek Legal ServicesLos Angeles, CA$10,0002023SBA Prime Language & Cultural Acces

    COOK Alliance

    $550,000
    San Diego, CA2024

    CA MEHKO Project

    Working Solutions

    $20,000
    Spokane, WA2024

    Shared Services

    Pathway Capital Funding

    $20,000
    West Palm Beach, FL2024

    Shared Services

    Pacific Community Ventures

    $20,000
    Oakland, CA2024

    Shared Services

    Accessity

    $20,000
    San Diego, CA2024

    Shared Services

    Access Capital

    $20,000
    New York, NY2024

    Shared Services

    Accessity

    $30,000
    San Diego, CA2023

    SBA Prime Language & Cultural Acces

    Working Solutions

    $20,500
    Spokane, WA2023

    Shared Services First payment

    Access Capital

    $20,000
    New York, NY2023

    Shared Services First payment

    Pathway Capital Funding

    $20,000
    West Palm Beach, FL2023

    Shared Services First payment

    Pacific Community Ventures

    $20,000
    Oakland, CA2023

    Shared Services First payment

    JEDI Jefferson Economic Devel

    $10,000
    Jennings, LA2023

    SBA Prime Language & Cultural Acces

    Mandela Partners

    $10,000
    Oakland, CA2023

    SBA Prime Language & Cultural Acces

    Centro Community Partners

    $10,000
    Oakland, CA2023

    SBA Prime Language & Cultural Acces

    Start Small Think Big

    $10,000
    New York, NY2023

    SBA Prime Language & Cultural Acces

    Renaissance Entrepreneurship

    $10,000
    Richmond, CA2023

    SBA Prime Language & Cultural Acces

    Opening Doors Inc

    $10,000
    Sacramento, CA2023

    SBA Prime Language & Cultural Acces

    Alliance for Community Dev

    $10,000
    Oakland, CA2023

    SBA Prime Language & Cultural Acces

    West Business Development Cen

    $10,000
    Mendocino, CA2023

    SBA Prime Language & Cultural Acces

    Bet Tzedek Legal Services

    $10,000
    Los Angeles, CA2023

    SBA Prime Language & Cultural Acces