About National Foundation for Credit Counseling
The National Foundation for Credit Counseling offers education and solutions that ensure better financial futures for all.
Focus Areas
Credit card debt counselingDebt management plansBudgeting & personal financesStudent loan counselingHomeowner guidance / housing counselingFinancial education and certification
Who They Fund
low- and moderate-income householdshomeowners at risk of foreclosureindividuals with credit or debt challenges / consumers seeking credit counseling
Funding Style
direct service / program fundingcapacity building for service delivery
About National Foundation for Credit Counseling
National Foundation for Credit Counseling Inc centers its grantmaking on housing, credit, and other financial counseling, with repeated support for the same counseling agencies across multiple years. Money Management International received $451,068 in 2024 and $280,650 in 2025 for housing, credit, and other financial counseling, while Greenpath Inc was funded in 2023 and 2024 for the same purpose. That pattern points to a funder that backs service delivery, not one-off projects, and uses grants to sustain counseling capacity at organizations serving consumers with debt, budgeting, homeowner, and student-loan concerns. The foundation’s recent awards also show a broad network of nonprofit counseling providers rather than a single delivery model. Springboard Nonprofit Consumer Credit Management Inc, Garden State Consumer Credit Counseling Inc, Cambridge Credit Counseling Corp, and Consumer Education Services Inc all appear among the larger grants. The recipient list includes community-based nonprofits, specialized credit counseling agencies, and education-focused institutions, all tied to practical financial counseling services. Across the sample, the foundation funds organizations that help people navigate credit challenges, manage debt, and access housing-related counseling services.
What National Foundation for Credit Counseling Funds
Housing counseling is a central thread in the foundation’s grantmaking. Money Management International in Stafford, TX received $451,068 in 2024 for housing, credit, and other financial counseling, and Springboard Nonprofit Consumer Credit Management Inc in Riverside, CA received $294,880 in 2024 for the same purpose. The foundation also supports credit counseling infrastructure in multiple regions. Garden State Consumer Credit Counseling Inc in Manalapan, NJ received $271,231 in 2024, and Cambridge Credit Counseling Corp in Agawam, MA received $261,287 in 2023, both for housing, credit, and other financial counseling. Consumer education and household financial management are present as well. Consumer Education Services Inc in Raleigh, NC received $205,389 in 2023 for housing, credit, and other financial counseling, showing that the foundation backs organizations working directly with consumers on debt, budgeting, and related financial guidance.
How National Foundation for Credit Counseling Gives
The typical grant size is moderate to six-figure: p25 is $20,606, median is $45,338, and p75 is $103,696. Larger awards appear alongside many smaller ones, suggesting a layered funding pattern rather than a single grant tier. The same recipients reappear across years, including Money Management International, Greenpath Inc, Family Service Association, and Incharge Debt Solution, which indicates recurring support. The foundation operates as a grantmaker focused on direct service and capacity building for counseling providers; it does not fund individuals and is not using program-related investments.
Financial Snapshot
Annual Giving
$7.7M
Total Assets
$6.3M
Total Revenue
$8.6M
Total Expenses
$9M
Typical Grant Size
Most grants fall between $21K and $104K, with a median of $45K.
25th Percentile
$21K
Median
$45K
75th Percentile
$104K
Geographic Reach
National26 states funded
About 0% of grants go to recipients in TX.
Funding intensity
LowHigh
Headquarters
Leadership
MICHAEL CROXSON
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