Strengthening our community through wellness, stability, and support. The Monterra Community Fund is a 501(c)(3) nonprofit created by Monterra Credit Union to advance financial wellness and strengthen the well-being of individuals, families, and local businesses by providing resources that foster stability, opportunity, and resilience in the local community.
Monterra Community Fund’s recent grantmaking is defined by large investments in summer enrichment and youth-serving infrastructure across San Mateo and Santa Clara counties. In 2023, the fund made an $890,757 grant to Boys and Girls Clubs of the Peninsula in Menlo Park for assistance to summer enrichment programs, alongside an $825,000 grant to the Young Mens Christian Association of San Francisco for the same purpose. That pattern points to a funder that uses substantial operating support to help local organizations run programs for school-aged children and families. The fund is a 501(c)(3) nonprofit created by Monterra Credit Union to advance financial wellness and strengthen well-being through resources that foster stability, opportunity, and resilience in the local community. Its active programs also show a broad community lens: food access, emergency student assistance, financial literacy, small business stability, childcare provider support, and emergency relief. Recent grants also reach childcare providers and school districts, indicating support for both direct services and the local systems that deliver them.
A large share of the fund’s recent support goes to summer enrichment and out-of-school time. For example, it granted $260,000 to Belmont-redwood Shores School District and $200,000 to San Mateo Foster City School District for assistance to summer enrichment programs and out-of-school programs. Childcare is another clear area: the fund gave $180,000 to Institute for Human & Social Development Inc for assistance to childcare facilities, and $95,000 to Challenge School Inc for the same purpose. Community-based youth and family services also appear repeatedly, including $154,500 to Live in Peace Inc and $100,000 to Casa Circulo Cultural Inc, both for summer enrichment programs. Beyond youth services, the active program list includes food access, financial wellness and literacy, small business stability, and emergency relief.
Typical grants are centered at $10,000, with a p25 of $10,000, a median of $10,000, and a p75 of $25,000. The recent grants table also shows a second tier of much larger awards tied to program support, especially for youth and childcare services. The fund is a public charity, not a vehicle for individuals or program-related investments. Its grantmaking appears local and concentrated in a single state, with all listed recipient-country grants in the US. The data provided does not show a recurring grantee pattern across multiple years, but it does show repeated program categories in the current year.
$17K
$411K
$11K
$76K
Most grants fall between $10K and $25K, with a median of $10K.
25th Percentile
$10K
Median
$10K
75th Percentile
$25K
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Grant dollars land entirely in California, and the recipient distribution shows 307 grants in the US. Within the recent list, Menlo Park, San Mateo, Redwood City, Palo Alto, Half Moon Bay, Pacifica, and Daly City all appear multiple times, with San Francisco and Santa Clara also represented. The fund’s active programs specify San Mateo County and Santa Clara County as the main service area, and the recent grants table reflects that county-level footprint through cities across the Peninsula and South Bay.
The fund supports local organizations working on food access and basic-needs help, emergency assistance for students, financial wellness and literacy, small business stability, childcare provider stability, and community emergency relief. Its recent grants also include school districts, childcare providers, and youth-serving nonprofits.
The typical grant size is $10,000. The distribution provided is p25 $10,000, median $10,000, and p75 $25,000, which suggests many awards cluster at the lower end even though some program grants are much larger.
Giving is local and concentrated in California. The recipient-country distribution shows 307 grants in the US, and the active program geography names San Mateo County and Santa Clara County as the main service area.
The taxonomy and beneficiary tags point to school-aged children, young children/preschool-aged children, families and caregivers, and programs tied to summer enrichment, after-school and out-of-school time, childcare facilities, and youth development and enrichment.
2025
Source: IRS Form 990-PF, fiscal year 2025.
Most recent grants reported to the IRS.
| Recipient | Location | Amount | Year | Purpose |
|---|---|---|---|---|
| THRIVE ALLIANCE | REDWOOD CITY, CA | $17,000 | 2025 | TO PROVIDE ASSISTANCE TO NONPROFITS LOCATED IN SAN MATEO COUNTY |
| THRIVE ALLIANCE | REDWOOD CITY, CA | $12,000 | 2024 | TO PROVIDE ASSISTANCE TO NONPROFITS LOCATED IN SAN MATEO COUNTY |
| PAR 3 AT POPLAR CREEK | SAN MATEO, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY |
| PHO HUYNH HIEP III INC | DALY CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA |
| JAY'S TOWING SERVICE | REDWOOD CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN NORTH FAIR OAKS, CA |
| LULUS AT TOWN AND COUNTRY INC | PALO ALTO, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN PALO ALTO, CA |
| BROILER EXPRESS FAMILY RESTAURANT | SAN CARLOS, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY |
| FALAFEL & THINGS | REDWOOD CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN NORTH FAIR OAKS, CA |
| MR FONG'S BARBECUE RESTAURANT INC | DALY CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA |
| TOMO SUSHI AND TERIYAKI | DALY CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA |
| COCOLA INC | REDWOOD CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN NORTH FAIR OAKS, CA |
| LA BODEGUITA DEL MEDIO | PALO ALTO, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN PALO ALTO, CA |
| BAY TECH INSURANCE SERVICES | SAN MATEO, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN NORTH FAIR OAKS, CA |
| BRAZILIAN MARKET INC | DALY CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA |
| SAJJ MEDITERRANEAN | SAN MATEO, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY |
| DIVINO RISORANTE | BELMONT, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY |
| BLIND TASTING WINE BAR & RESTAURANT | SAN CARLOS, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY |
| CELIA'S MEXICAN RESTAURANT #13 | DALY CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA |
| SIMPLE ONE DESSERT INC | DALY CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA |
| BAK FOOD CORP INC | DALY CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA |
| GUERRERO'S TAQUERIA LLC | PACIFICA, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY |
| PEDRO POINT BREWING | PACIFICA, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY |
| RBNY888LLC DBA PH EXPRESS | DALY CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA |
| BLOOM & LAWN LANDSCAPE INC | DALY CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA |
| CORGI ENTERPRISES INC DBA BOBAVILLE | DALY CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA |
| MILLBRAE PANCAKE HOUSE | MILLBRAE, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY |
| QUICKLY OF SERRAMONTE | DALY CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA |
| DOUCE FRANCE CAFE | PALO ALTO, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN PALO ALTO, CA |
| SAN FRANCISCO SALES AND MARKETING | DALY CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA |
| SF ENTERPRISES INC | REDWOOD CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN NORTH FAIR OAKS, CA |
| LUCETI'S ON 25TH AVENUE | SAN MATEO, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY |
| EVANGELINE CUISINE | HALF MOON BAY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY |
| SPIRAL JAPANESE CUISINE | DALY CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA |
| DALY CITY HB INC | DALY CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA |
| REDWOOD MINI MARKET | REDWOOD CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN NORTH FAIR OAKS, CA |
| GONZALEZ TIRES INC | REDWOOD CITY, CA | $10,000 | 2024 | TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN NORTH FAIR OAKS, CA |
| BOYS AND GIRLS CLUBS OF THE PENINSULA | MENLO PARK, CA | $890,757 | 2023 | TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS |
| YOUNG MENS CHRISTIAN ASSOCIATION OF SAN FRANCISCO | SAN FRANCISCO, CA | $825,000 | 2023 | TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS |
| BELMONT-REDWOOD SHORES SCHOOL DISTRICT | BELMONT, CA | $260,000 | 2023 | TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS |
| CABRILLO UNIFIED SCHOOL DISTRICT | HALF MOON BAY, CA | $231,023 | 2023 | TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS |
| FOOTSTEPS CHILD CARE INC | BELMONT, CA | $223,995 | 2023 | TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS |
| SAN MATEO FOSTER CITY SCHOOL DISTRICT | FOSTER CITY, CA | $200,000 | 2023 | TO PROVIDE ASSISTANCE TO OUT-OF-SCHOOL PROGRAMS |
| BOYS & GIRLS CLUBS OF NORTH SAN MATEO COUNTY | PACIFICA, CA | $196,500 | 2023 | TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS |
| DALY CITY PENINSULA PARTNERSHIP COLLABORATIVE | DALY CITY, CA | $195,000 | 2023 | TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS |
| INSTITUTE FOR HUMAN & SOCIAL DEVELOPMENT INC | SAN MATEO, CA | $180,000 | 2023 | TO PROVIDE ASSISTANCE TO CHILDCARE FACILITIES |
| RAVENSWOOD EDUCATION FOUNDATION | MENLO PARK, CA | $176,600 | 2023 | TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS |
| KUEHG CORP | LAKE OSWEGO, OR | $165,000 | 2023 | TO PROVIDE ASSISTANCE TO CHILDCARE FACILITIES |
| CITY OF SOUTH SAN FRANCISCO | SOUTH SAN FRANCISCO, CA | $161,207 | 2023 | TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS |
| LIVE IN PEACE INC | EAST PALO ALTO, CA | $154,500 | 2023 | TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS |
| CITY OF PACIFICA | PACIFICA, CA | $150,000 | 2023 | TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS |
TO PROVIDE ASSISTANCE TO NONPROFITS LOCATED IN SAN MATEO COUNTY
TO PROVIDE ASSISTANCE TO NONPROFITS LOCATED IN SAN MATEO COUNTY
PAR 3 AT POPLAR CREEK
$10,000TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY
PHO HUYNH HIEP III INC
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA
JAY'S TOWING SERVICE
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN NORTH FAIR OAKS, CA
LULUS AT TOWN AND COUNTRY INC
TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN PALO ALTO, CA
BROILER EXPRESS FAMILY RESTAURANT
$10,000TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY
FALAFEL & THINGS
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN NORTH FAIR OAKS, CA
MR FONG'S BARBECUE RESTAURANT INC
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA
TOMO SUSHI AND TERIYAKI
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA
COCOLA INC
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN NORTH FAIR OAKS, CA
LA BODEGUITA DEL MEDIO
$10,000TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN PALO ALTO, CA
BAY TECH INSURANCE SERVICES
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN NORTH FAIR OAKS, CA
BRAZILIAN MARKET INC
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA
SAJJ MEDITERRANEAN
$10,000TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY
DIVINO RISORANTE
$10,000TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY
BLIND TASTING WINE BAR & RESTAURANT
$10,000TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY
CELIA'S MEXICAN RESTAURANT #13
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA
SIMPLE ONE DESSERT INC
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA
BAK FOOD CORP INC
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA
GUERRERO'S TAQUERIA LLC
$10,000TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY
PEDRO POINT BREWING
$10,000TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY
RBNY888LLC DBA PH EXPRESS
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA
BLOOM & LAWN LANDSCAPE INC
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA
CORGI ENTERPRISES INC DBA BOBAVILLE
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA
MILLBRAE PANCAKE HOUSE
$10,000TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY
QUICKLY OF SERRAMONTE
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA
DOUCE FRANCE CAFE
$10,000TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN PALO ALTO, CA
SAN FRANCISCO SALES AND MARKETING
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA
SF ENTERPRISES INC
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN NORTH FAIR OAKS, CA
LUCETI'S ON 25TH AVENUE
$10,000TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY
EVANGELINE CUISINE
$10,000TO PROVIDE ASSISTANCE TO RESTAURANTS LOCATED IN SAN MATEO COUNTY
SPIRAL JAPANESE CUISINE
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA
DALY CITY HB INC
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN DALY CITY, CA
REDWOOD MINI MARKET
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN NORTH FAIR OAKS, CA
GONZALEZ TIRES INC
$10,000TO PROVIDE ASSISTANCE TO BUSINESSES LOCATED IN NORTH FAIR OAKS, CA
TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS
TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS
BELMONT-REDWOOD SHORES SCHOOL DISTRICT
$260,000TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS
CABRILLO UNIFIED SCHOOL DISTRICT
$231,023TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS
FOOTSTEPS CHILD CARE INC
$223,995TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS
SAN MATEO FOSTER CITY SCHOOL DISTRICT
$200,000TO PROVIDE ASSISTANCE TO OUT-OF-SCHOOL PROGRAMS
TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS
DALY CITY PENINSULA PARTNERSHIP COLLABORATIVE
$195,000TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS
TO PROVIDE ASSISTANCE TO CHILDCARE FACILITIES
RAVENSWOOD EDUCATION FOUNDATION
$176,600TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS
KUEHG CORP
$165,000TO PROVIDE ASSISTANCE TO CHILDCARE FACILITIES
CITY OF SOUTH SAN FRANCISCO
$161,207TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS
CITY OF PACIFICA
$150,000TO PROVIDE ASSISTANCE TO SUMMER ENRICHMENT PROGRAMS