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    3. Montana Homeownership Network
    Montana Homeownership Network logo

    Montana Homeownership Network

    ActiveHousing & Shelter
    GREAT FALLS, MTWebsite4066044500

    About Montana Homeownership Network

    Together we strengthen our communities by providing education and financing that gives every Montanan the opportunity to live in a home where they can thrive.

    Focus Areas

    Affordable housingHomeownershipHousing counseling & educationCommunity lendingManufactured housing / Resident Owned CommunitiesFinancial coaching & matched savingsReal estate development financingNative homeownership

    Who They Fund

    homeownershomeowners at risk of foreclosure

    Funding Style

    direct service/counselingprevention/mitigation-focused

    About Montana Homeownership Network

    Montana Homeownership Network Inc. concentrates on housing counseling and education delivered through Montana partners, with recent grants showing a strong emphasis on foreclosure prevention and general housing counseling. One of its largest recent awards went to Human Resource Development Council of District Ix Inc in Bozeman for general housing counseling, and another substantial grant supported Neighborhood Housing Services Inc of Great Falls for foreclosure counseling and general housing counseling. Those awards fit a pattern of funding intermediaries that provide direct, client-facing support to homeowners and households at risk of foreclosure. The foundation’s giving also reaches organizations that help renters and would-be buyers move toward stable homeownership through education and financing. Recent recipients include Homeword Inc in Missoula, District 7 Human Resources Development Council Inc in Billings, and Rural Dynamics Inc in Great Falls, each funded for general housing counseling. Montana Homeownership Network Inc’s stated purpose is to provide education and financing so Montanans can live in homes where they can thrive, and its grant history reflects that focus through statewide housing counseling infrastructure rather than isolated project grants.

    What Montana Homeownership Network Funds

    General housing counseling is the clearest thread in the grant record. Montana Homeownership Network Inc gave $234,140 to Human Resource Development Council of District Ix Inc for general housing counseling, and $182,721 to Homeword Inc for the same purpose. It also supported District 7 Human Resources Development Council Inc in Billings with $147,018 for general housing counseling, showing repeat investment in counseling capacity across Montana. Foreclosure prevention appears as a distinct but related priority. In Great Falls, Neighborhood Housing Services Inc received $216,824 for foreclosure counseling and general housing counseling, followed by another $146,373 award in 2024 and a $126,602 grant in 2025. The foundation also funded Montana Legal Services Association in Helena for general housing counseling, indicating attention to housing stability support that can connect residents to legal or counseling resources. Its portfolio extends to community agencies such as Rocky Mountain Development Council in Helena and Northwest Montana Human Resources Inc dba Community Action Partnership Of in Kalispell, both funded for housing counseling.

    How Montana Homeownership Network Gives

    Financial Snapshot

    Annual Giving

    $1.5M

    Total Assets

    $90M

    Total Revenue

    $13.1M

    Total Expenses

    $4.6M

    Typical Grant Size

    Most grants fall between $18K and $130K, with a median of $38K.

    25th Percentile

    $18K

    Median

    $38K

    75th Percentile

    $130K

    Geographic Reach

    Local1 state funded

    About 100% of grants go to recipients in MT.

    Funding intensity
    Low
    High
    Headquarters

    Leadership

    KAIA PETERSON

    Accepts unsolicited proposals

    Deep Analysis

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    EIN: 81-0543240
    4 filings on record
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    client-facing case management

    Topics

    general housing counselingforeclosure counselinghomeowner educationhousing stability/mortgage delinquency preventionfinancial counseling for homeowners

    Typical grant size sits at $18,321 at the 25th percentile, $37,753 at the median, and $130,320 at the 75th percentile, which suggests a mix of smaller program-support awards and larger operating or capacity grants. The recent record also shows repeat funding to the same organizations across multiple years, including several awards to Neighborhood Housing Services Inc of Great Falls, Homeword Inc, Human Resource Development Council of District Ix Inc, and Rocky Mountain Development Council. That repeat pattern points to ongoing support rather than one-time project-only grants. Montana Homeownership Network Inc is a regular funder, not a DAF, and it funds organizations rather than individuals. Unsolicited applications are accepted in several of its active housing and counseling programs.

    Where Montana Homeownership Network Makes Grants

    Giving is fully concentrated in Montana: 100% of grants in the recent dataset went to recipients in the foundation’s HQ state, and the top giving state is also Montana. Recent grant recipients are spread across the state, with Bozeman, Great Falls, Missoula, and Billings all appearing multiple times. Additional Montana cities in the record include Helena, Kalispell, Wolf Point, Hamilton, Butte, and Lewistown. The pattern shows statewide coverage through local counseling and housing organizations rather than a narrow regional footprint.

    Frequently Asked Questions About Montana Homeownership Network

    What kinds of organizations does Montana Homeownership Network Inc fund?

    It funds organizations that deliver housing counseling, foreclosure counseling, homebuyer education, and financial education. Recent grantees include Human Resource Development Council of District Ix Inc, Neighborhood Housing Services Inc of Great Falls, Homeword Inc, and District 7 Human Resources Development Council Inc, all funded for housing counseling-related work.

    Does Montana Homeownership Network Inc fund individuals?

    No. The foundation’s classification indicates it does not fund individuals, and the recent grants list shows awards going to organizations such as community development councils, housing services groups, and legal services providers.

    What is the typical grant size?

    The grant-size distribution centers around a median of $37,753, with the 25th percentile at $18,321 and the 75th percentile at $130,320. That spread shows both modest counseling awards and larger capacity-support grants.

    Where do most of its grants go?

    All of the grants in the recent dataset went to recipients in Montana, and the top state by grant count is Montana. Cities that appear repeatedly include Great Falls, Bozeman, Missoula, and Billings.

    Can organizations apply for funding unsolicited?

    Yes. Several active programs accept unsolicited applications, including the HUD Housing Counseling Grant, Homebuyer Education, and the Real Estate Development & Acquisition Loan Program.

    Latest 990 Filing

    2026

    Source: IRS Form 990-PF, fiscal year 2026.

    Recent Grants

    Most recent grants reported to the IRS.

    RecipientLocationAmountYearPurpose
    NEIGHBORHOOD HOUSING SERVICES INC OF GREAT FALLSGREAT FALLS, MT$321,9602026GENERAL HOUSING COUNSELING
    RURAL DYNAMICS INCGREAT FALLS, MT$321,1992026GENERAL HOUSING COUNSELING
    HOMEWORD INCMISSOULA, MT$257,8992026GENERAL HOUSING COUNSELING
    HUMAN RESOURCE DEVELOPMENT COUNCIL OF DISTRICT IXBOZEMAN, MT$160,0472026GENERAL HOUSING COUNSELING
    DISTRICT 7 HUMAN RESOURCES DEVELOPMENTBILLINGS, MT$121,3782026GENERAL HOUSING COUNSELING
    ROCKY MOUNTAIN DEVELOPMENT CORPHELENA, MT$111,8542026GENERAL HOUSING COUNSELING
    DISTRICT XI HUMAN RESOURCE COUNCILMISSOULA, MT$69,6002026GENERAL HOUSING COUNSELING
    COMMUNITY ACTION PARTNERSHIP OF MTKALISPELL, MT$67,5832026GENERAL HOUSING COUNSELING
    DISTRICT 6 HUMAN RESOURCE DEVELOPMENTLEWISTOWN, MT$52,6402026GENERAL HOUSING COUNSELING
    HEADWATERS RG&D AREA INCBUTTE, MT$51,1152026GENERAL HOUSING COUNSELING
    RURAL DYNAMICS INCGREAT FALLS, MT$170,6052025GENERAL HOUSING COUNSELING
    DISTRICT 7 HUMAN RESOURCES DEVELOPMENT COUNCIL INCBILLINGS, MT$134,0372025GENERAL HOUSING COUNSELING
    NEIGHBORHOOD HOUSING SERVICES INC OF GREAT FALLSGREAT FALLS, MT$126,6022025FORECLOSURE COUNSELING, GENERAL HOUSING COUNSELING
    HOMEWORD INCMISSOULA, MT$114,0822025GENERAL HOUSING COUNSELING
    HUMAN RESOURCE DEVELOPMENT COUNCIL OF DISTRICT IX INCBOZEMAN, MT$78,9942025GENERAL HOUSING COUNSELING
    ROCKY MOUNTAIN DEVELOPMENT COUNCILHELENA, MT$35,1682025GENERAL HOUSING COUNSELING
    NORTHWEST MONTANA HUMAN RESOURCES INC DBA COMMUNITY ACTION PARTNERSHIP OFKALISPELL, MT$25,0602025GENERAL HOUSING COUNSELING
    HEADWATERS RC&D AREA INCBUTTE, MT$6,5202025GENERAL HOUSING COUNSELING
    GREAT NORTHERN DEVELOPMENT CORPORATIONWOLF POINT, MT$5,2892025GENERAL HOUSING COUNSELING
    HUMAN RESOURCE DEVELOPMENT COUNCIL OF DISTRICT IX INCBOZEMAN, MT$234,1402024GENERAL HOUSING COUNSELING
    HOMEWORD INCMISSOULA, MT$162,2382024GENERAL HOUSING COUNSELING
    NEIGHBORHOOD HOUSING SERVICES INC OF GREAT FALLSGREAT FALLS, MT$146,3732024FORECLOSURE COUNSELING, GENERAL HOUSING COUNSELING
    RURAL DYNAMICS INCGREAT FALLS, MT$86,2712024GENERAL HOUSING COUNSELING
    ST VINCENT DE PAUL OF NORTH CENTRAL MTGREAT FALLS, MT$84,1242024GENERAL HOUSING COUNSELING
    CROSSWINDS RECOVERYMISSOULA, MT$84,0992024GENERAL HOUSING COUNSELING
    DISTRICT 7 HUMAN RESOURCES DEVELOPMENT COUNCIL INCBILLINGS, MT$80,3402024GENERAL HOUSING COUNSELING
    GRATITUDE IN ACTIONBILLINGS, MT$37,7532024GENERAL HOUSING COUNSELING
    ROCKY MOUNTAIN DEVELOPMENT COUNCILHELENA, MT$33,2892024GENERAL HOUSING COUNSELING
    GREAT NORTHERN DEVELOPMENT CORPORATIONWOLF POINT, MT$31,4192024GENERAL HOUSING COUNSELING
    NORTHWEST MONTANA HUMAN RESOURCES INC DBA COMMUNITY ACTION PARTNERSHIP OFKALISPELL, MT$22,4512024GENERAL HOUSING COUNSELING
    HEADWATERS RC&D AREA INCBUTTE, MT$20,2292024GENERAL HOUSING COUNSELING
    HOMEFRONT PARTNERSBILLINGS, MT$16,4132024GENERAL HOUSING COUNSELING
    MONTANA LEGAL SERVICES ASSOCIATIONHELENA, MT$15,1022024GENERAL HOUSING COUNSELING
    BLACKFEET LAND DEPARTMENTBROWNING, MT$6,9302024GENERAL HOUSING COUNSELING
    NEIGHBORHOOD HOUSING SERVICES INC OF GREAT FALLSGREAT FALLS, MT$216,8242023FORECLOSURE COUNSELING, GENERAL HOUSING COUNSELING
    HOMEWORD INCMISSOULA, MT$182,7212023GENERAL HOUSING COUNSELING
    DISTRICT 7 HUMAN RESOURCES DEVELOPMENT COUNCIL INCBILLINGS, MT$147,0182023GENERAL HOUSING COUNSELING
    HUMAN RESOURCE DEVELOPMENT COUNCIL OF DISTRICT IX INCBOZEMAN, MT$146,2092023GENERAL HOUSING COUNSELING
    ROCKY MOUNTAIN DEVELOPMENT COUNCILHELENA, MT$53,3372023GENERAL HOUSING COUNSELING
    BITTERROOT RESOURCE CONSERVATION & DEVELOPMENT AREA INCHAMILTON, MT$30,7432023GENERAL HOUSING COUNSELING
    DISTRICT XI HUMAN RESOURCE COUNCIL INCMISSOULA, MT$30,6262023GENERAL HOUSING COUNSELING
    NORTHWEST MONTANA HUMAN RESOURCES INC DBA COMMUNITY ACTION PARTNERSHIP OFKALISPELL, MT$16,4032023GENERAL HOUSING COUNSELING
    SNOWY MOUNTAIN DEVELOPMENT CORPORATIONLEWISTOWN, MT$14,7112023GENERAL HOUSING COUNSELING
    GREAT NORTHERN DEVELOPMENT CORPORATIONWOLF POINT, MT$8,5102023GENERAL HOUSING COUNSELING
    DISTRICT IV HUMAN RESOURCES DEVELOPMENT COUNCIL INCHAVRE, MT$5,9052023GENERAL HOUSING COUNSELING

    NEIGHBORHOOD HOUSING SERVICES INC OF GREAT FALLS

    $321,960
    GREAT FALLS, MT2026

    GENERAL HOUSING COUNSELING

    RURAL DYNAMICS INC

    $321,199
    GREAT FALLS, MT2026

    GENERAL HOUSING COUNSELING

    HOMEWORD INC

    $257,899
    MISSOULA, MT2026

    GENERAL HOUSING COUNSELING

    HUMAN RESOURCE DEVELOPMENT COUNCIL OF DISTRICT IX

    $160,047
    BOZEMAN, MT2026

    GENERAL HOUSING COUNSELING

    DISTRICT 7 HUMAN RESOURCES DEVELOPMENT

    $121,378
    BILLINGS, MT2026

    GENERAL HOUSING COUNSELING

    ROCKY MOUNTAIN DEVELOPMENT CORP

    $111,854
    HELENA, MT2026

    GENERAL HOUSING COUNSELING

    DISTRICT XI HUMAN RESOURCE COUNCIL

    $69,600
    MISSOULA, MT2026

    GENERAL HOUSING COUNSELING

    COMMUNITY ACTION PARTNERSHIP OF MT

    $67,583
    KALISPELL, MT2026

    GENERAL HOUSING COUNSELING

    DISTRICT 6 HUMAN RESOURCE DEVELOPMENT

    $52,640
    LEWISTOWN, MT2026

    GENERAL HOUSING COUNSELING

    HEADWATERS RG&D AREA INC

    $51,115
    BUTTE, MT2026

    GENERAL HOUSING COUNSELING

    RURAL DYNAMICS INC

    $170,605
    GREAT FALLS, MT2025

    GENERAL HOUSING COUNSELING

    DISTRICT 7 HUMAN RESOURCES DEVELOPMENT COUNCIL INC

    $134,037
    BILLINGS, MT2025

    GENERAL HOUSING COUNSELING

    NEIGHBORHOOD HOUSING SERVICES INC OF GREAT FALLS

    $126,602
    GREAT FALLS, MT2025

    FORECLOSURE COUNSELING, GENERAL HOUSING COUNSELING

    HOMEWORD INC

    $114,082
    MISSOULA, MT2025

    GENERAL HOUSING COUNSELING

    HUMAN RESOURCE DEVELOPMENT COUNCIL OF DISTRICT IX INC

    $78,994
    BOZEMAN, MT2025

    GENERAL HOUSING COUNSELING

    ROCKY MOUNTAIN DEVELOPMENT COUNCIL

    $35,168
    HELENA, MT2025

    GENERAL HOUSING COUNSELING

    NORTHWEST MONTANA HUMAN RESOURCES INC DBA COMMUNITY ACTION PARTNERSHIP OF

    $25,060
    KALISPELL, MT2025

    GENERAL HOUSING COUNSELING

    HEADWATERS RC&D AREA INC

    $6,520
    BUTTE, MT2025

    GENERAL HOUSING COUNSELING

    GREAT NORTHERN DEVELOPMENT CORPORATION

    $5,289
    WOLF POINT, MT2025

    GENERAL HOUSING COUNSELING

    HUMAN RESOURCE DEVELOPMENT COUNCIL OF DISTRICT IX INC

    $234,140
    BOZEMAN, MT2024

    GENERAL HOUSING COUNSELING

    HOMEWORD INC

    $162,238
    MISSOULA, MT2024

    GENERAL HOUSING COUNSELING

    NEIGHBORHOOD HOUSING SERVICES INC OF GREAT FALLS

    $146,373
    GREAT FALLS, MT2024

    FORECLOSURE COUNSELING, GENERAL HOUSING COUNSELING

    RURAL DYNAMICS INC

    $86,271
    GREAT FALLS, MT2024

    GENERAL HOUSING COUNSELING

    ST VINCENT DE PAUL OF NORTH CENTRAL MT

    $84,124
    GREAT FALLS, MT2024

    GENERAL HOUSING COUNSELING

    CROSSWINDS RECOVERY

    $84,099
    MISSOULA, MT2024

    GENERAL HOUSING COUNSELING

    DISTRICT 7 HUMAN RESOURCES DEVELOPMENT COUNCIL INC

    $80,340
    BILLINGS, MT2024

    GENERAL HOUSING COUNSELING

    GRATITUDE IN ACTION

    $37,753
    BILLINGS, MT2024

    GENERAL HOUSING COUNSELING

    ROCKY MOUNTAIN DEVELOPMENT COUNCIL

    $33,289
    HELENA, MT2024

    GENERAL HOUSING COUNSELING

    GREAT NORTHERN DEVELOPMENT CORPORATION

    $31,419
    WOLF POINT, MT2024

    GENERAL HOUSING COUNSELING

    NORTHWEST MONTANA HUMAN RESOURCES INC DBA COMMUNITY ACTION PARTNERSHIP OF

    $22,451
    KALISPELL, MT2024

    GENERAL HOUSING COUNSELING

    HEADWATERS RC&D AREA INC

    $20,229
    BUTTE, MT2024

    GENERAL HOUSING COUNSELING

    HOMEFRONT PARTNERS

    $16,413
    BILLINGS, MT2024

    GENERAL HOUSING COUNSELING

    MONTANA LEGAL SERVICES ASSOCIATION

    $15,102
    HELENA, MT2024

    GENERAL HOUSING COUNSELING

    BLACKFEET LAND DEPARTMENT

    $6,930
    BROWNING, MT2024

    GENERAL HOUSING COUNSELING

    NEIGHBORHOOD HOUSING SERVICES INC OF GREAT FALLS

    $216,824
    GREAT FALLS, MT2023

    FORECLOSURE COUNSELING, GENERAL HOUSING COUNSELING

    HOMEWORD INC

    $182,721
    MISSOULA, MT2023

    GENERAL HOUSING COUNSELING

    DISTRICT 7 HUMAN RESOURCES DEVELOPMENT COUNCIL INC

    $147,018
    BILLINGS, MT2023

    GENERAL HOUSING COUNSELING

    HUMAN RESOURCE DEVELOPMENT COUNCIL OF DISTRICT IX INC

    $146,209
    BOZEMAN, MT2023

    GENERAL HOUSING COUNSELING

    ROCKY MOUNTAIN DEVELOPMENT COUNCIL

    $53,337
    HELENA, MT2023

    GENERAL HOUSING COUNSELING

    BITTERROOT RESOURCE CONSERVATION & DEVELOPMENT AREA INC

    $30,743
    HAMILTON, MT2023

    GENERAL HOUSING COUNSELING

    DISTRICT XI HUMAN RESOURCE COUNCIL INC

    $30,626
    MISSOULA, MT2023

    GENERAL HOUSING COUNSELING

    NORTHWEST MONTANA HUMAN RESOURCES INC DBA COMMUNITY ACTION PARTNERSHIP OF

    $16,403
    KALISPELL, MT2023

    GENERAL HOUSING COUNSELING

    SNOWY MOUNTAIN DEVELOPMENT CORPORATION

    $14,711
    LEWISTOWN, MT2023

    GENERAL HOUSING COUNSELING

    GREAT NORTHERN DEVELOPMENT CORPORATION

    $8,510
    WOLF POINT, MT2023

    GENERAL HOUSING COUNSELING

    DISTRICT IV HUMAN RESOURCES DEVELOPMENT COUNCIL INC

    $5,905
    HAVRE, MT2023

    GENERAL HOUSING COUNSELING