The Jack and Charlotte Frost Family Foundation concentrates its support in the Chattanooga / Signal Mountain region, funding higher education scholarships and Christian faith-based programs. Grants are sizable and often directed to endowments, scholarships, and religious social-service organizations, suggesting a long-term commitment to local institutions and faith-centered community support. The foundation gives repeatedly to a small set of local partners rather than dispersing many small gifts.
Concentrated, large gifts and repeat grants to a small number of local/regional grantees; emphasis on endowments and scholarships implying multi-year, sustainable support rather than one-off operational grants.
The Jack and Charlotte Frost Family Foundation’s largest recent grants flow through The Generosity Trust, including a $1,010,000 program-support grant in 2025 and a $400,000 grant in 2024. That pattern points to a funding strategy that channels substantial local dollars through a trust vehicle rather than spreading support broadly. The foundation’s recent giving is anchored in Chattanooga-area higher education, Christian education, and faith-based social services. A $500,000 endowment grant to Bible in the Schools in 2023 and a $300,000 program-support grant to University of Tennessee at Chattanooga Foundation in 2025 show support for long-term institutional capacity as well as direct program work. It also backed residential and youth-serving ministries, including a $275,000 grant to Bethel Bible Village in Hixson in 2025 and a $200,000 capital-campaign grant to the same organization in 2023. Across the recent grants list, the foundation’s role is that of a concentrated local funder making repeated, sizable commitments to a small set of regional organizations.
Higher education is a clear priority. In 2025, the foundation gave $300,000 to University of Tennessee at Chattanooga Foundation for program support, and it also awarded $300,000 in both 2023 and 2024 to UTC Scholarships VetsUrban for scholarship support. Christian education is another recurring theme: Bible in the Schools received $500,000 for endowment in 2023, $200,000 for program support in 2023, $200,000 in 2024, and $100,000 in 2025. Social-service and residential ministries also appear in the record. Bethel Bible Village received $200,000 for a capital campaign in 2023 and $275,000 for program support in 2025. The foundation also funded Chattanooga-based organizations such as Adult and Teen Challenge, Shepherd's Arms Rescue Mission, and Chambliss Center for Children for program support.
Typical grants are sizable: the grant-size distribution is p25 $30,000, median $75,000, and p75 $100,000. The recent record shows repeat giving to the same organizations across multiple years, including The Generosity Trust, Bible in the Schools, UTC Scholarships VetsUrban, Bethel Bible Village, Red Bank Baptist Church, and Tennessee Children's Home. That repeat pattern suggests ongoing relationships rather than one-time gifts. The foundation appears to function as a family foundation and does not make grants to individuals. Recent awards include program support, endowment support, capital campaigns, and project-restricted funding.
$3.4M
$55.3M
$13.5M
$3.4M
Most grants fall between $30K and $100K, with a median of $75K.
25th Percentile
$30K
Median
$75K
75th Percentile
$100K
Top 2 recipient countries by grant volume for Jack and Charlotte Frost Family Foundation.
| Rank | Country | Grants | Total | Share |
|---|---|---|---|---|
| 1 | United StatesDomestic | 96 | $11.2M | 97.0% |
| 2 | Honduras |
Sign up for a free Kindora account to access AI-generated insights into this funder's giving patterns, decision-makers, and fit signals.
Get Started FreeFree Kindora accounts unlock side-by-side comparisons with foundations that share this funder's focus areas and giving profile.
Get Started FreeSign up free to see how well your nonprofit fits this funder, get an AI-generated pitch, and unlock similar foundations.
Notable grantees: The Generosity Trust, UTC Scholarships VetsUrban (University of Tennessee at Chattanooga scholarships), Bible in the Schools, University of Tennessee at Chattanooga Foundation, Bethel Bible Village
Giving is heavily concentrated in Tennessee, which accounts for 87% of grants. Chattanooga and nearby Signal Mountain and Hixson appear frequently among recipient locations, including Chattanooga-based grants to Bible in the Schools, University of Tennessee at Chattanooga Foundation, and Chambliss Center for Children, plus Signal Mountain’s Wayside Presbyterian Church and Hixson’s Bethel Bible Village. Outside Tennessee, the record includes Mission of Sight in Marion, Ohio. The recipient-country distribution is overwhelmingly U.S.-based, with a small share in Honduras.
Its recent grants go to higher education, Christian education, and faith-based social services. Examples in the record include University of Tennessee at Chattanooga Foundation for program support, Bible in the Schools for endowment and program support, and Bethel Bible Village for both capital and program support.
Yes. The record shows repeated support for several organizations across multiple years, including The Generosity Trust in 2024 and 2025, Bible in the Schools in 2023, 2024, and 2025, UTC Scholarships VetsUrban in 2023 and 2024, and Tennessee Children's Home in 2023, 2024, and 2025.
The grant-size distribution centers on larger gifts: p25 is $30,000, median is $75,000, and p75 is $100,000. Recent awards also include several six-figure grants and a seven-figure grant to The Generosity Trust.
Its geographic scope is local, and 87% of grants go to recipients in Tennessee. Most named recipients are in Chattanooga, Signal Mountain, or Hixson, with one recent out-of-state grant to Mission of Sight in Marion, Ohio.
The recent record shows program support, capital campaigns, endowment support, and project-restricted funding. For example, Bible in the Schools received an endowment grant, Bethel Bible Village received both capital-campaign and program-support grants, and Red Bank Baptist Church received capital-campaign support.
2026
Source: IRS Form 990-PF, fiscal year 2026.
| 3 |
| $90K |
3.0% |
Recipient country reflects the grantee's headquarters per IRS 990-PF and Schedule F filings, not the program's implementation country.
Most recent grants reported to the IRS.
| Recipient | Location | Amount | Year | Purpose |
|---|---|---|---|---|
| THE GENEROSITY TRUST | CHATTANOOGA, TN | $600,000 | 2026 | PROGRAM SUPPORT |
| FIRST PRESBYTERIAN CHURCH | CHATTANOOGA, TN | $425,000 | 2026 | PROGRAM SUPPORT |
| THE POINT CHURCH | CHATTANOOGA, TN | $400,000 | 2026 | PROGRAM SUPPORT |
| CHI MEMORIAL FOUNDATION | CHATTANOOGA, TN | $400,000 | 2026 | PROGRAM SUPPORT |
| UNIVERSITY OF CHATTANOOGA FOUNDATION INC | CHATTANOOGA, TN | $300,000 | 2026 | PROGRAM SUPPORT |
| BETHEL BIBLE VILLAGE | HIXSON, TN | $250,000 | 2026 | PROGRAM SUPPORT |
| THE GLENWOOD SCHOOL | CHATTANOOGA, TN | $125,000 | 2026 | PROGRAM SUPPORT |
| TENNESSEE CHILDREN'S HOME | SPRING HILL, TN | $100,000 | 2026 | PROGRAM SUPPORT |
| NORTHSIDE NEIGHBORHOOD HOUSE | CHATTANOOGA, TN | $100,000 | 2026 | PROGRAM SUPPORT |
| BIBLE IN THE SCHOOLS | CHATTANOOGA, TN | $100,000 | 2026 | PROGRAM SUPPORT |
| CHATTANOOGA FELLOWSHIP OF CHRISTIAN ATHLETES | HIXSON, TN | $100,000 | 2026 | PROGRAM SUPPORT |
| CHATTANOOGA PREPARATORY SCHOOL | CHATTANOOGA, TN | $82,000 | 2026 | PROGRAM SUPPORT |
| CHOICES | CHATTANOOGA, TN | $79,000 | 2026 | PROGRAM SUPPORT |
| CHATTANOOGA AREA FOOD BANK | CHATTANOOGA, TN | $65,000 | 2026 | PROGRAM SUPPORT |
| RENEW MINISTRIES | CHATTANOOGA, TN | $50,000 | 2026 | PROGRAM SUPPORT |
| ADULT AND TEEN CHALLENGE | CHATTANOOGA, TN | $50,000 | 2026 | PROGRAM SUPPORT |
| CHAMBLISS CENTER FOR CHILDREN | CHATTANOOGA, TN | $25,000 | 2026 | PROGRAM SUPPORT |
| HOPE'S HAVEN | DAYTON, TN | $25,000 | 2026 | PROGRAM SUPPORT |
| BIG BROTHERS BIG SISTERS OF GREATER CHATTANOOGA | CHATTANOOGA, TN | $25,000 | 2026 | PROGRAM SUPPORT |
| THE BRAVE EFFECT | EAST RIDGE, TN | $25,000 | 2026 | PROGRAM SUPPORT |
| LOVE'S ARM | CHATTANOOGA, TN | $12,000 | 2026 | PROGRAM SUPPORT |
| FRIENDS OF THE TROOPS | CHATTANOOGA, TN | $12,000 | 2026 | PROGRAM SUPPORT |
| ADDIE RAY RACING | CHATTANOOGA, TN | $10,000 | 2026 | PROGRAM SUPPORT |
| HOPE HOUSE UTC | CHATTANOOGA, TN | $10,000 | 2026 | PROGRAM SUPPORT |
| AA | NEW YORK, NY | $5,000 | 2026 | PROGRAM SUPPORT |
| THE GENEROSITY TRUST | CHATTANOOGA, TN | $1,010,000 | 2025 | PROGRAM SUPPORT |
| UNIVERSITY OF TENNESSEE AT CHATTANOOGA FOUNDATION | CHATTANOOGA, TN | $300,000 | 2025 | PROGRAM SUPPORT |
| BETHEL BIBLE VILLAGE | HIXSON, TN | $275,000 | 2025 | PROGRAM SUPPORT |
| CHATTANOOGA CHRISTIAN SCHOOL | CHATTANOOGA, TN | $125,000 | 2025 | PROGRAM SUPPORT |
| BIBLE IN THE SCHOOLS | CHATTANOOGA, TN | $100,000 | 2025 | PROGRAM SUPPORT |
| TENNESSEE CHILDREN'S HOME | SPRING HILL, TN | $100,000 | 2025 | CAPITAL CAMPAIGN |
| RED BANK BAPTIST CHURCH | CHATTANOOGA, TN | $100,000 | 2025 | CAPITAL CAMPAIGN |
| CHATTANOOGA FELLOWSHIP OF CHRISTIAN ATHLETES | HIXSON, TN | $100,000 | 2025 | PROGRAM SUPPORT |
| ADULT AND TEEN CHALLENGE | CHATTANOOGA, TN | $100,000 | 2025 | PROGRAM SUPPORT |
| CHATTANOOGA PREPARATORY SCHOOL | CHATTANOOGA, TN | $100,000 | 2025 | PROGRAM SUPPORT |
| CHAMBLISS CENTER FOR CHILDREN | CHATTANOOGA, TN | $100,000 | 2025 | PROGRAM SUPPORT |
| NORTHSIDE NEIGHBORHOOD HOUSE | CHATTANOOGA, TN | $75,000 | 2025 | PROGRAM SUPPORT |
| SHEPHERD'S ARMS RESCUE MISSION | CHATTANOOGA, TN | $75,000 | 2025 | PROGRAM SUPPORT |
| HABITAT FOR HUMANITY OF GREATER CHATTANOOGA | CHATTANOOGA, TN | $75,000 | 2025 | PROGRAM SUPPORT |
| CHOICES | CHATTANOOGA, TN | $75,000 | 2025 | PROGRAM SUPPORT |
| YOUNG WOMENS LEADERSHIP ACADEMY | CHATTANOOGA, TN | $50,000 | 2025 | PROGRAM SUPPORT |
| COOLIDGE NATIONAL MEDAL OF HONOR HERITAGE CENTER | CHATTANOOGA, TN | $50,000 | 2025 | PROGRAM SUPPORT |
| EAST BRAINERD CHURCH OF CHRIST | CHATTANOOGA, TN | $50,000 | 2025 | PROGRAM SUPPORT |
| HAITI OUTREACH MINISTRIES | MECHANICSVILLE, VA | $30,000 | 2025 | PROGRAM SUPPORT |
| URBAN COLLECTIVE | CHATTANOOGA, TN | $30,000 | 2025 | PROGRAM SUPPORT |
| THE BRAVE EFFECT | EAST RIDGE, TN | $30,000 | 2025 | PROGRAM SUPPORT |
| NATIONAL MEMORIAL FOR THE UNBORN | CHATTANOOGA, TN | $25,000 | 2025 | PROGRAM SUPPORT |
| ORPHANAGE EMMANUEL | GUAIMACA | $20,000 | 2025 | PROGRAM SUPPORT |
| HOPE FOR THE INNER CITY | CHATTANOOGA, TN | $10,000 | 2025 | PROGRAM SUPPORT |
| AA | NEW YORK, NY | $5,000 | 2025 | PROGRAM SUPPORT |
FIRST PRESBYTERIAN CHURCH
$425,000PROGRAM SUPPORT
THE POINT CHURCH
$400,000PROGRAM SUPPORT
CHI MEMORIAL FOUNDATION
$400,000PROGRAM SUPPORT
PROGRAM SUPPORT
THE GLENWOOD SCHOOL
$125,000PROGRAM SUPPORT
BIBLE IN THE SCHOOLS
$100,000PROGRAM SUPPORT
CHATTANOOGA FELLOWSHIP OF CHRISTIAN ATHLETES
$100,000PROGRAM SUPPORT
CHATTANOOGA PREPARATORY SCHOOL
$82,000PROGRAM SUPPORT
CHOICES
$79,000PROGRAM SUPPORT
RENEW MINISTRIES
$50,000PROGRAM SUPPORT
ADULT AND TEEN CHALLENGE
$50,000PROGRAM SUPPORT
CHAMBLISS CENTER FOR CHILDREN
$25,000PROGRAM SUPPORT
HOPE'S HAVEN
$25,000PROGRAM SUPPORT
THE BRAVE EFFECT
$25,000PROGRAM SUPPORT
LOVE'S ARM
$12,000PROGRAM SUPPORT
FRIENDS OF THE TROOPS
$12,000PROGRAM SUPPORT
ADDIE RAY RACING
$10,000PROGRAM SUPPORT
HOPE HOUSE UTC
$10,000PROGRAM SUPPORT
AA
$5,000PROGRAM SUPPORT
THE GENEROSITY TRUST
$1,010,000PROGRAM SUPPORT
BIBLE IN THE SCHOOLS
$100,000PROGRAM SUPPORT
RED BANK BAPTIST CHURCH
$100,000CAPITAL CAMPAIGN
CHATTANOOGA FELLOWSHIP OF CHRISTIAN ATHLETES
$100,000PROGRAM SUPPORT
ADULT AND TEEN CHALLENGE
$100,000PROGRAM SUPPORT
CHATTANOOGA PREPARATORY SCHOOL
$100,000PROGRAM SUPPORT
CHAMBLISS CENTER FOR CHILDREN
$100,000PROGRAM SUPPORT
HABITAT FOR HUMANITY OF GREATER CHATTANOOGA
$75,000PROGRAM SUPPORT
CHOICES
$75,000PROGRAM SUPPORT
YOUNG WOMENS LEADERSHIP ACADEMY
$50,000PROGRAM SUPPORT
COOLIDGE NATIONAL MEDAL OF HONOR HERITAGE CENTER
$50,000PROGRAM SUPPORT
EAST BRAINERD CHURCH OF CHRIST
$50,000PROGRAM SUPPORT
HAITI OUTREACH MINISTRIES
$30,000PROGRAM SUPPORT
URBAN COLLECTIVE
$30,000PROGRAM SUPPORT
THE BRAVE EFFECT
$30,000PROGRAM SUPPORT
NATIONAL MEMORIAL FOR THE UNBORN
$25,000PROGRAM SUPPORT
ORPHANAGE EMMANUEL
$20,000PROGRAM SUPPORT
AA
$5,000PROGRAM SUPPORT