The Housing Affordability Trust makes a small number of large, regionally focused grants aimed at expanding and supporting affordable housing capacity. Almost all funding goes to organizations delivering housing development, operations, or system-level support—primarily through discretionary/capital-style awards—and the foundation shows a willingness to provide substantial, flexible funding to local housing providers.
Highly concentrated: few, large grants (three total), repeat funding to the same lead recipient (Jefferson County Housing Authority), and primarily unrestricted/discretionary awards focused on housing delivery rather than many small grants.
Housing Affordability Trust’s largest recent award went to Jefferson County Housing Authority in Birmingham for $834,223, a signal that the funder works through substantial discretionary support rather than many small grants. Across the recent record, the foundation backs organizations that build, operate, and strengthen affordable housing systems, with repeated funding to housing authorities, nonprofit developers, and community organizations working on housing-related services. The pattern is regional and highly concentrated. Grants have supported entities such as United Way of Central Alabama, The Lovelady Center, Neighborhood Housing Services, and Bessemer Redevelopment Corp, alongside housing-focused partners like Greater Alabama Habitat and Habitat for Humanity. The grant list shows both capital-style awards and flexible discretionary support, suggesting a funding approach built around local housing capacity rather than narrow project categories. Housing Affordability Trust also accepts unsolicited applications through its Housing Affordability Trust Grants program, which is designed for eligible nonprofit organizations carrying out charitable housing and housing-related services to increase access to safe, affordable housing and improve housing quality.
Affordable housing development and preservation is a core theme. In 2025, Housing Affordability Trust gave $250,000 to Greater Alabama Habitat in Fairfield and $100,000 to Miles College CDC in Fairfield, both tied to housing capacity in the local market. The foundation also supported Habitat for Humanity in Fairfield with $349,985 in 2023. Housing operations and system support appear just as important. Jefferson County Housing Authority in Birmingham received $438,732 in 2023 and $834,223 in 2025, while Neighborhood Housing Services in Birmingham received $273,599 in 2023 and $116,456 in 2025. Community redevelopment shows up through grants to Bessemer Redevelopment Corp, including $264,086 in 2023 and $169,487 in 2025. The foundation also funded The Common Thread Community in Birmingham for $118,076 in 2025, another example of local housing-related work beyond direct development.
Typical grants are large: the 25th percentile is $61,250, the median is $131,328, and the 75th percentile is $268,842. The recent record shows repeat support to the same organizations across years, including multiple awards in 2023 and 2025 to several Birmingham-area recipients. Grants are described as discretionary, and the active program allows unsolicited applications from eligible nonprofit organizations. The funder does not make program-related investments and does not fund individuals.
Current and upcoming funding from Housing Affordability Trust that your nonprofit may be able to apply for.
Who can apply: Eligible organizations carrying out housing and housing-related services for charitable purposes.
Deadline: Applications open April 1, 2027.
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$3.8M
$53.7M
$1.5M
$5M
Most grants fall between $61K and $269K, with a median of $131K.
25th Percentile
$61K
Median
$131K
75th Percentile
$269K
About 0% of grants go to recipients in AL.
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Notable grantees: Jefferson County Housing Authority, Navigate Communities LLC, Regional/local housing authorities and nonprofit housing developers in Tennessee
Grantmaking is local and overwhelmingly centered in Alabama. Birmingham appears most often in the recent grants list, with additional awards in Bessemer, Fairfield, Trussville, and Cullman. The top state by grant count is AL, and 100% of listed grants went to recipients in the US. The foundation’s grant activity is concentrated in the Birmingham metro and nearby Jefferson County communities rather than in the headquarters state of Tennessee.
Yes. Its Housing Affordability Trust Grants program accepts unsolicited applications from eligible nonprofit organizations carrying out housing and housing-related services for charitable purposes.
The program is aimed at increasing access to safe, affordable housing, improving housing quality, and strengthening families and communities. Recent grants also show support for housing development, housing operations, and neighborhood redevelopment.
Typical grant size is fairly large: the 25th percentile is $61,250, the median is $131,328, and the 75th percentile is $268,842.
Its grantmaking is concentrated in Alabama, especially Birmingham and nearby places such as Bessemer, Fairfield, Trussville, and Cullman. The top state by grant count is AL.
2025
Source: IRS Form 990-PF, fiscal year 2025.
Deadlines and eligibility are summarized from public sources and may change — always confirm the details on the funder's official application page before applying.
Most recent grants reported to the IRS.
| Recipient | Location | Amount | Year | Purpose |
|---|---|---|---|---|
| Jefferson County Housing Authority | Birmingham, AL | $834,223 | 2025 | Discretionary |
| United Way of Central Alabama | Birmingham, AL | $318,200 | 2025 | Discretionary |
| Grace House Ministries | Fairfield, AL | $251,204 | 2025 | Discretionary |
| Greater Alabama Habitat | Fairfield, AL | $250,000 | 2025 | Discretionary |
| The Lovelady Center | Birmingham, AL | $239,965 | 2025 | Discretionary |
| Girls Inc of Central Alabama | Birmingham, AL | $177,387 | 2025 | Discretionary |
| Hispanic Interest Coalition of Alabama | Birmingham, AL | $177,339 | 2025 | Discretionary |
| Bessemer Redevelopment Corp | Bessemer, AL | $169,487 | 2025 | Discretionary |
| Downtown Jimmie Hale Mission | Birmingham, AL | $125,000 | 2025 | Discretionary |
| East Lake Initiative | Birmingham, AL | $118,334 | 2025 | Discretionary |
| The Common Thread Community | Birmingham, AL | $118,076 | 2025 | Discretionary |
| Neighborhood Housing Services | Birmingham, AL | $116,456 | 2025 | Discretionary |
| Habitat for Humanity | Fairfield, AL | $100,000 | 2025 | Discretionary |
| Housing Hope Partners Inc | Birmingham, AL | $100,000 | 2025 | Discretionary |
| Miles College CDC | Fairfield, AL | $100,000 | 2025 | Discretionary |
| The Link of Cullman County | Cullman, AL | $100,000 | 2025 | Discretionary |
| Collat Jewish Family Services | Birmingham, AL | $85,000 | 2025 | Discretionary |
| Mercy Deliverance Ministries | Vestavia Hills, AL | $75,000 | 2025 | Discretionary |
| The WellHouse | Odenville, AL | $63,567 | 2025 | Discretionary |
| Will Bright Foundation | Trussville, AL | $50,692 | 2025 | Discretionary |
| Children's Aid Society of Alabama | Birmingham, AL | $50,000 | 2025 | Discretionary |
| One Roof | Birmingham, AL | $39,545 | 2025 | Discretionary |
| The Salvation Army | Birmingham, AL | $33,098 | 2025 | Discretionary |
| The Foundry Ministries | Bessemer, AL | $31,926 | 2025 | Discretionary |
| Titusville Development | Birmingham, AL | $31,610 | 2025 | Discretionary |
| AIDS Alabama Inc | Birmingham, AL | $25,000 | 2025 | Discretionary |
| Heart Gallery of Alabama | Birmingham, AL | $25,000 | 2025 | Discretionary |
| Community Care Development | Center Point, AL | $9,915 | 2025 | Discretionary |
| The Flagstone Initiative Inc | Oakland, CA | $8,550 | 2025 | Discretionary |
| CHANGED LIVES CHRISTIAN CENTER INC | BIRmingham, AL | $985 | 2025 | Discretionary |
| Jefferson County Housing Authority | Birmingham, AL | $438,732 | 2023 | Discretionary |
| Navigate Communities LLC | Birmingham, AL | $387,785 | 2023 | Discretionary |
| Habitat for Humanity | Fairfield, AL | $349,985 | 2023 | Discretionary |
| Will Bright Foundation | Trussville, AL | $338,000 | 2023 | Discretionary |
| Grace House Ministries | Birmingham, AL | $295,000 | 2023 | Discretionary |
| Western Horizons Development | Birmingham, AL | $282,000 | 2023 | Discretionary |
| Neighborhood Housing Services | Birmingham, AL | $273,599 | 2023 | Discretionary |
| Bessemer Redevelopment Corp | Bessemer, AL | $264,086 | 2023 | Discretionary |
| Build UP | Birmingham, AL | $255,925 | 2023 | Discretionary |
| United Way of Central Alabama | Birmingham, AL | $244,732 | 2023 | Discretionary |
| The Lovelady Center | Birmingham, AL | $237,932 | 2023 | Discretionary |
| AIDS Alabama Inc | Birmingham, AL | $204,444 | 2023 | Discretionary |
| Girls Inc of Central Alabama | Birmingham, AL | $197,110 | 2023 | Discretionary |
| Hispanic Interest Coalition of Alabama | Birmingham, AL | $131,328 | 2023 | Discretionary |
| YWCA of Central Alabama | Birmingham, AL | $116,300 | 2023 | Discretionary |
| Mercy Deliverance Ministry | Bessemer, AL | $104,631 | 2023 | Discretionary |
| The WellHouse | Odenville, AL | $100,000 | 2023 | Discretionary |
| Cooperative Downtown Ministries | Birmingham, AL | $99,128 | 2023 | Discretionary |
| Threshold | Birmingham, AL | $92,890 | 2023 | Discretionary |
| Collat Jewish Family Services | Birmingham, AL | $67,500 | 2023 | Discretionary |
Jefferson County Housing Authority
$834,223Discretionary
United Way of Central Alabama
$318,200Discretionary
Grace House Ministries
$251,204Discretionary
Greater Alabama Habitat
$250,000Discretionary
The Lovelady Center
$239,965Discretionary
Girls Inc of Central Alabama
$177,387Discretionary
Hispanic Interest Coalition of Alabama
Discretionary
Bessemer Redevelopment Corp
$169,487Discretionary
Downtown Jimmie Hale Mission
$125,000Discretionary
East Lake Initiative
$118,334Discretionary
The Common Thread Community
$118,076Discretionary
Neighborhood Housing Services
$116,456Discretionary
Habitat for Humanity
$100,000Discretionary
Housing Hope Partners Inc
$100,000Discretionary
Miles College CDC
$100,000Discretionary
The Link of Cullman County
$100,000Discretionary
Collat Jewish Family Services
$85,000Discretionary
Mercy Deliverance Ministries
$75,000Discretionary
The WellHouse
$63,567Discretionary
Will Bright Foundation
$50,692Discretionary
Children's Aid Society of Alabama
$50,000Discretionary
One Roof
$39,545Discretionary
The Salvation Army
$33,098Discretionary
The Foundry Ministries
$31,926Discretionary
Titusville Development
$31,610Discretionary
AIDS Alabama Inc
$25,000Discretionary
Heart Gallery of Alabama
$25,000Discretionary
Community Care Development
$9,915Discretionary
The Flagstone Initiative Inc
$8,550Discretionary
CHANGED LIVES CHRISTIAN CENTER INC
$985Discretionary
Jefferson County Housing Authority
$438,732Discretionary
Navigate Communities LLC
$387,785Discretionary
Habitat for Humanity
$349,985Discretionary
Will Bright Foundation
$338,000Discretionary
Grace House Ministries
$295,000Discretionary
Western Horizons Development
$282,000Discretionary
Neighborhood Housing Services
$273,599Discretionary
Bessemer Redevelopment Corp
$264,086Discretionary
Build UP
$255,925Discretionary
United Way of Central Alabama
$244,732Discretionary
The Lovelady Center
$237,932Discretionary
AIDS Alabama Inc
$204,444Discretionary
Girls Inc of Central Alabama
$197,110Discretionary
Hispanic Interest Coalition of Alabama
$131,328Discretionary
YWCA of Central Alabama
$116,300Discretionary
Mercy Deliverance Ministry
$104,631Discretionary
The WellHouse
$100,000Discretionary
Cooperative Downtown Ministries
$99,128Discretionary
Threshold
$92,890Discretionary
Collat Jewish Family Services
$67,500Discretionary
