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    Consumer Credit Counseling Service of San Francisco Dba Balance logo

    Consumer Credit Counseling Service of San Francisco Dba Balance

    ActiveHuman Services
    CONCORD, CAWebsite8007777526

    About Consumer Credit Counseling Service of San Francisco Dba Balance

    BALANCE provides free credit counseling, housing counseling, debt management services and financial education to help people manage money, reduce debt, and achieve financial stability.

    Focus Areas

    financial literacyconsumer credit counselingdebt management planshousing counseling

    Who They Fund

    prospective homebuyerscurrent homeowners (including at-risk of foreclosure)renters/tenantslow- to moderate-income households

    Funding Style

    direct service / client-facing supportprogram-specific/project fundingeducation and training grants

    About Consumer Credit Counseling Service of San Francisco Dba Balance

    Consumer Credit Counseling Service of San Francisco Dba Balance concentrates its grantmaking on housing counseling and education, with multi-year awards that often exceed $1 million to the same counseling organizations. The largest recent grant in the data is $1,732,750 to Greenpath Financial Wellness in 2023 for housing counseling and education, followed closely by $1,434,750 to Money Mgmt International in the same year for the same purpose. Those large commitments point to a funder that backs delivery capacity, not one-off projects. The foundation’s pattern also shows repeat support for established intermediaries that help households navigate debt and housing stability. Navicore, Creditorg, Project Sentinel, and A-1 Community Housing Service each appear multiple times across the recent grants list, usually with sizeable awards and the same housing counseling and education purpose. That repetition suggests sustained support for client-facing services rather than isolated pilot grants. BALANCE’s own description aligns with this portfolio: free credit counseling, housing counseling, debt management services, and financial education for people working toward financial stability. The recent grants reflect that mission in practice, especially through organizations serving prospective homebuyers, current homeowners at risk of foreclosure, renters, and low- to moderate-income households.

    What Consumer Credit Counseling Service of San Francisco Dba Balance Funds

    Housing counseling is the core of this funder’s recent giving. Consumer Credit Counseling Service of San Francisco Dba Balance awarded $937,550 in 2024 and $685,500 in 2025 to A-1 Community Housing Service for housing counseling and education, and it gave $753,750 in 2025 to Project Sentinel for the same purpose. The portfolio also reaches tenant and homeowner support through regional counseling groups. In California, it gave $546,750 in 2025 to Inland Empire Resource Center for housing counseling and education, while Neighborhood Hs La County received $354,250 in 2023 and $324,750 in 2025 for the same category. Financial capability sits alongside housing work. The foundation’s stated focus includes financial literacy, consumer credit counseling, and debt management plans, which fits its broader support for organizations helping households manage money and reduce debt.

    How Consumer Credit Counseling Service of San Francisco Dba Balance Gives

    Financial Snapshot

    Annual Giving

    $10.9M

    Total Assets

    $12.9M

    Total Revenue

    $20.6M

    Total Expenses

    $21.6M

    Typical Grant Size

    Most grants fall between $84K and $329K, with a median of $201K.

    25th Percentile

    $84K

    Median

    $201K

    75th Percentile

    $329K

    Geographic Reach

    National13 states funded

    About 52% of grants go to recipients in TX.

    Funding intensity
    Low
    High
    Headquarters

    Leadership

    ENRIQUE C DELGADILLO

    Accepts unsolicited proposals
    Funding intensity
    Low
    High

    Where Consumer Credit Counseling Service of San Francisco Dba Balance Funds

    Top 2 recipient countries by grant volume for Consumer Credit Counseling Service of San Francisco Dba Balance.

    RankCountryGrantsTotalShare
    1United StatesDomestic98$32.5M
    99.0%
    2Canada1

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    EIN: 94-1688163
    3 filings on record
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    Topics

    housing counselinghomebuyer educationtenant rights and rental educationforeclosure prevention and interventionhousing-related financial capability (budgeting, credit coaching)

    Typical awards are large: the grant-size distribution is p25 $84,250, median $200,750, and p75 $329,250. The recent list also shows repeated grants to the same organizations across 2023, 2024, and 2025, indicating ongoing support rather than isolated one-time awards. Consumer Credit Counseling Service of San Francisco Dba Balance is a regular funder, not a DAF, and it does not make program-related investments. Its giving is national, with most grants going to recipients in California, and the pattern is centered on program-specific and education-and-training support.

    Where Consumer Credit Counseling Service of San Francisco Dba Balance Makes Grants

    Most grants go to recipients in California, which accounts for 52% of grants in the HQ state category, while the top state by grant count is Texas. Recent awards also land in Michigan, New Jersey, Massachusetts, and one Canadian recipient. City-level concentration is visible in Stafford, TX; Riverside, Hayward, Santa Clara, Orange, Sacramento, Los Angeles, and San Bernardino, CA; plus Farmington Hills, MI and Manalapan Town, NJ. The country distribution is overwhelmingly U.S.-based, with 98 grants in the United States and 1 in Canada.

    Frequently Asked Questions About Consumer Credit Counseling Service of San Francisco Dba Balance

    What does Consumer Credit Counseling Service of San Francisco Dba Balance fund most often?

    Its recent grants are concentrated in housing counseling and education. The largest awards in the data all use that purpose, including repeated support for organizations such as Greenpath Financial Wellness, Money Mgmt International, and Navicore.

    How large are the typical grants?

    The typical grant size is substantial: p25 is $84,250, the median is $200,750, and p75 is $329,250. The recent list also includes several awards above $1 million.

    Is this a one-time funder or a repeat funder?

    It is a repeat funder. Several recipients appear across multiple years, including Greenpath Financial Wellness, Money Mgmt International, Navicore, Creditorg, Project Sentinel, A-1 Community Housing Service, and Neighborhood Hs La County.

    Where do most grants go?

    The foundation gives nationally, but most grants go to California recipients. The top state by grant count is Texas, and the recipient country distribution is 98 grants in the United States and 1 in Canada.

    Latest 990 Filing

    2025

    Source: IRS Form 990-PF, fiscal year 2025.

    $15K
    1.0%

    Recipient country reflects the grantee's headquarters per IRS 990-PF and Schedule F filings, not the program's implementation country.

    Recent Grants

    Most recent grants reported to the IRS.

    RecipientLocationAmountYearPurpose
    NAVICOREMANALAPAN TOWN, NJ$1,332,0002025HOUSING COUNSELING & EDUCATION
    MONEY MGMT INTERNATIONALSTAFFORD, TX$1,151,2502025HOUSING COUNSELING & EDUCATION
    GREENPATH FINANCIAL WELLNESSFARMINGTON HILL, MI$1,124,2502025HOUSING COUNSELING & EDUCATION
    CREDITORGRIVERSIDE, CA$931,5002025HOUSING COUNSELING & EDUCATION
    PROJECT SENTINELSANTA CLARA, CA$753,7502025HOUSING COUNSELING & EDUCATION
    A-1 COMMUNITY HOUSING SERVICEHAYWARD, CA$685,5002025HOUSING COUNSELING & EDUCATION
    INLAND EMPIRE RESOURCE CENTERSAN BERNADINO, CA$546,7502025HOUSING COUNSELING & EDUCATION
    NEIGHBORWORKS SACRAMENTOSACRAMENTO, CA$442,5002025HOUSING COUNSELING & EDUCATION
    NEIGHBORWORKS ORANGE COUNTYORANGE, CA$397,5002025HOUSING COUNSELING & EDUCATION
    NEIGHBORHOOD HS OF INLAND EMPSAN BERNARDINO, CA$342,0002025HOUSING COUNSELING & EDUCATION
    NEIGHBORHOOD HS LA COUNTYLOS ANGELES, CA$324,7502025HOUSING COUNSELING & EDUCATION
    NEIGHBORHOOD PARTNERSHIP HSRANCHO CUCAMONG, CA$297,7502025HOUSING COUNSELING & EDUCATION
    COMM HOUSING COUN OF FRESNOFRESNO, CA$295,9942025HOUSING COUNSELING & EDUCATION
    VENTURA COUNTY COMM DEVOXNARD, CA$285,0002025HOUSING COUNSELING & EDUCATION
    SHALOM CENTERLOS ANGELES, CA$247,5002025HOUSING COUNSELING & EDUCATION
    HOMEOWNERSHIP OCLAGUNA HILLS, CA$247,5002025HOUSING COUNSELING & EDUCATION
    ASIAN INCSAN FRANCISCO, CA$224,0922025HOUSING COUNSELING & EDUCATION
    INLAND FH & MEDIATION BOARDONTARIO, CA$141,0002025HOUSING COUNSELING & EDUCATION
    SAN FRANCISCO LGBT CENTERSAN FRANCISCO, CA$135,0002025HOUSING COUNSELING & EDUCATION
    CAROLYN E WYLIE CENTERRIVERSIDE, CA$128,7892025HOUSING COUNSELING & EDUCATION
    CONSUMER DEBT COUNSELORSWINTER PARK, FL$118,1122025HOUSING COUNSELING & EDUCATION
    PIONEER CREDIT COUNSELINGRAPID CITY, SD$101,2602025HOUSING COUNSELING & EDUCATION
    GREAT LAKES CREDIT UNIONBANNOCKBURN, IL$98,1302025HOUSING COUNSELING & EDUCATION
    DEBT MGMT CREDIT COUN CORPDEERFIELD BEACH, FL$94,9182025HOUSING COUNSELING & EDUCATION
    GECUEL PASO, TX$87,9842025HOUSING COUNSELING & EDUCATION
    TAKE CHARGE AMERICAPHOENIX, AZ$73,2462025HOUSING COUNSELING & EDUCATION
    SF HOUSING DEVELOPMENT CORPSAN FRANCISCO, CA$66,7502025HOUSING COUNSELING & EDUCATION
    FRAMEWORKS COMM DEV CORPAUSTIN, TX$56,3692025HOUSING COUNSELING & EDUCATION
    LUTHERAN SOCIAL SERVICES S CAORANGE, CA$53,2502025HOUSING COUNSELING & EDUCATION
    COOPERATIVE FCUSYRACUSE, NY$25,9642025HOUSING COUNSELING & EDUCATION
    FAIR HOUSING FOUNDATIONORANGE, CA$20,2502025HOUSING COUNSELING & EDUCATION
    HREBAEDMONTON$15,1152025HOUSING COUNSELING & EDUCATION
    OPPORTUNITIES CREDIT UNIONWINOOSKI, VT$10,0002025HOUSING COUNSELING & EDUCATION
    SOUTH SIDE COMMUNITY FCUCHICAGO, IL$10,0002025HOUSING COUNSELING & EDUCATION
    DBA URBAN UPBOUNDLONG ISLAND, NY$9,2622025HOUSING COUNSELING & EDUCATION
    BUILDERS OF HOPEDALLAS, TX$9,1062025HOUSING COUNSELING & EDUCATION
    MONEY MGMT INTERNATIONALSTAFFORD, TX$1,404,7502024HOUSING COUNSELING & EDUCATION
    GREENPATH FINANCIAL WELLNESSFARMINGTON HILL, MI$1,325,2502024HOUSING COUNSELING & EDUCATION
    A-1 COMMUNITY HOUSING SERVICEHAYWARD, CA$937,5502024HOUSING COUNSELING & EDUCATION
    NAVICOREMANALAPAN TOWN, NJ$924,7502024HOUSING COUNSELING & EDUCATION
    CREDITORGRIVERSIDE, CA$842,2972024HOUSING COUNSELING & EDUCATION
    PROJECT SENTINELSANTA CLARA, CA$630,7502024HOUSING COUNSELING & EDUCATION
    CAMBRIDGE CREDIT COUNCIL CORAGAWAM, MA$389,0502024HOUSING COUNSELING & EDUCATION
    NEIGHBORWORKS ORANGE COUNTYORANGE, CA$318,0002024HOUSING COUNSELING & EDUCATION
    NEIGHBORHOOD HS LA COUNTYLOS ANGELES, CA$307,2502024HOUSING COUNSELING & EDUCATION
    CONSUMER EDUC SERVICES INCRALEIGH, NC$305,7322024HOUSING COUNSELING & EDUCATION
    DEBT MGMT CREDIT COUN CORPDEERFIELD BEACH, FL$280,8082024HOUSING COUNSELING & EDUCATION
    CCCS MARYLAND & DELAWARE INCCOLUMBIA, MD$265,5002024HOUSING COUNSELING & EDUCATION
    DEBTHELPERCOMWEST PALM BEACH, FL$265,5002024HOUSING COUNSELING & EDUCATION
    NEIGHBORHOOD PARTNERSHIP HSRANCHO CUCAMONG, CA$249,7502024HOUSING COUNSELING & EDUCATION

    NAVICORE

    $1,332,000
    MANALAPAN TOWN, NJ2025

    HOUSING COUNSELING & EDUCATION

    MONEY MGMT INTERNATIONAL

    $1,151,250
    STAFFORD, TX2025

    HOUSING COUNSELING & EDUCATION

    GREENPATH FINANCIAL WELLNESS

    $1,124,250
    FARMINGTON HILL, MI2025

    HOUSING COUNSELING & EDUCATION

    CREDITORG

    $931,500
    RIVERSIDE, CA2025

    HOUSING COUNSELING & EDUCATION

    PROJECT SENTINEL

    $753,750
    SANTA CLARA, CA2025

    HOUSING COUNSELING & EDUCATION

    A-1 COMMUNITY HOUSING SERVICE

    $685,500
    HAYWARD, CA2025

    HOUSING COUNSELING & EDUCATION

    INLAND EMPIRE RESOURCE CENTER

    $546,750
    SAN BERNADINO, CA2025

    HOUSING COUNSELING & EDUCATION

    NEIGHBORWORKS SACRAMENTO

    $442,500
    SACRAMENTO, CA2025

    HOUSING COUNSELING & EDUCATION

    NEIGHBORWORKS ORANGE COUNTY

    $397,500
    ORANGE, CA2025

    HOUSING COUNSELING & EDUCATION

    NEIGHBORHOOD HS OF INLAND EMP

    $342,000
    SAN BERNARDINO, CA2025

    HOUSING COUNSELING & EDUCATION

    NEIGHBORHOOD HS LA COUNTY

    $324,750
    LOS ANGELES, CA2025

    HOUSING COUNSELING & EDUCATION

    NEIGHBORHOOD PARTNERSHIP HS

    $297,750
    RANCHO CUCAMONG, CA2025

    HOUSING COUNSELING & EDUCATION

    COMM HOUSING COUN OF FRESNO

    $295,994
    FRESNO, CA2025

    HOUSING COUNSELING & EDUCATION

    VENTURA COUNTY COMM DEV

    $285,000
    OXNARD, CA2025

    HOUSING COUNSELING & EDUCATION

    SHALOM CENTER

    $247,500
    LOS ANGELES, CA2025

    HOUSING COUNSELING & EDUCATION

    HOMEOWNERSHIP OC

    $247,500
    LAGUNA HILLS, CA2025

    HOUSING COUNSELING & EDUCATION

    ASIAN INC

    $224,092
    SAN FRANCISCO, CA2025

    HOUSING COUNSELING & EDUCATION

    INLAND FH & MEDIATION BOARD

    $141,000
    ONTARIO, CA2025

    HOUSING COUNSELING & EDUCATION

    SAN FRANCISCO LGBT CENTER

    $135,000
    SAN FRANCISCO, CA2025

    HOUSING COUNSELING & EDUCATION

    CAROLYN E WYLIE CENTER

    $128,789
    RIVERSIDE, CA2025

    HOUSING COUNSELING & EDUCATION

    CONSUMER DEBT COUNSELORS

    $118,112
    WINTER PARK, FL2025

    HOUSING COUNSELING & EDUCATION

    PIONEER CREDIT COUNSELING

    $101,260
    RAPID CITY, SD2025

    HOUSING COUNSELING & EDUCATION

    GREAT LAKES CREDIT UNION

    $98,130
    BANNOCKBURN, IL2025

    HOUSING COUNSELING & EDUCATION

    DEBT MGMT CREDIT COUN CORP

    $94,918
    DEERFIELD BEACH, FL2025

    HOUSING COUNSELING & EDUCATION

    GECU

    $87,984
    EL PASO, TX2025

    HOUSING COUNSELING & EDUCATION

    TAKE CHARGE AMERICA

    $73,246
    PHOENIX, AZ2025

    HOUSING COUNSELING & EDUCATION

    SF HOUSING DEVELOPMENT CORP

    $66,750
    SAN FRANCISCO, CA2025

    HOUSING COUNSELING & EDUCATION

    FRAMEWORKS COMM DEV CORP

    $56,369
    AUSTIN, TX2025

    HOUSING COUNSELING & EDUCATION

    LUTHERAN SOCIAL SERVICES S CA

    $53,250
    ORANGE, CA2025

    HOUSING COUNSELING & EDUCATION

    COOPERATIVE FCU

    $25,964
    SYRACUSE, NY2025

    HOUSING COUNSELING & EDUCATION

    FAIR HOUSING FOUNDATION

    $20,250
    ORANGE, CA2025

    HOUSING COUNSELING & EDUCATION

    HREBA

    $15,115
    EDMONTON2025

    HOUSING COUNSELING & EDUCATION

    OPPORTUNITIES CREDIT UNION

    $10,000
    WINOOSKI, VT2025

    HOUSING COUNSELING & EDUCATION

    SOUTH SIDE COMMUNITY FCU

    $10,000
    CHICAGO, IL2025

    HOUSING COUNSELING & EDUCATION

    DBA URBAN UPBOUND

    $9,262
    LONG ISLAND, NY2025

    HOUSING COUNSELING & EDUCATION

    BUILDERS OF HOPE

    $9,106
    DALLAS, TX2025

    HOUSING COUNSELING & EDUCATION

    MONEY MGMT INTERNATIONAL

    $1,404,750
    STAFFORD, TX2024

    HOUSING COUNSELING & EDUCATION

    GREENPATH FINANCIAL WELLNESS

    $1,325,250
    FARMINGTON HILL, MI2024

    HOUSING COUNSELING & EDUCATION

    A-1 COMMUNITY HOUSING SERVICE

    $937,550
    HAYWARD, CA2024

    HOUSING COUNSELING & EDUCATION

    NAVICORE

    $924,750
    MANALAPAN TOWN, NJ2024

    HOUSING COUNSELING & EDUCATION

    CREDITORG

    $842,297
    RIVERSIDE, CA2024

    HOUSING COUNSELING & EDUCATION

    PROJECT SENTINEL

    $630,750
    SANTA CLARA, CA2024

    HOUSING COUNSELING & EDUCATION

    CAMBRIDGE CREDIT COUNCIL COR

    $389,050
    AGAWAM, MA2024

    HOUSING COUNSELING & EDUCATION

    NEIGHBORWORKS ORANGE COUNTY

    $318,000
    ORANGE, CA2024

    HOUSING COUNSELING & EDUCATION

    NEIGHBORHOOD HS LA COUNTY

    $307,250
    LOS ANGELES, CA2024

    HOUSING COUNSELING & EDUCATION

    CONSUMER EDUC SERVICES INC

    $305,732
    RALEIGH, NC2024

    HOUSING COUNSELING & EDUCATION

    DEBT MGMT CREDIT COUN CORP

    $280,808
    DEERFIELD BEACH, FL2024

    HOUSING COUNSELING & EDUCATION

    CCCS MARYLAND & DELAWARE INC

    $265,500
    COLUMBIA, MD2024

    HOUSING COUNSELING & EDUCATION

    DEBTHELPERCOM

    $265,500
    WEST PALM BEACH, FL2024

    HOUSING COUNSELING & EDUCATION

    NEIGHBORHOOD PARTNERSHIP HS

    $249,750
    RANCHO CUCAMONG, CA2024

    HOUSING COUNSELING & EDUCATION