
BALANCE provides free credit counseling, housing counseling, debt management services and financial education to help people manage money, reduce debt, and achieve financial stability.
Consumer Credit Counseling Service of San Francisco Dba Balance concentrates its grantmaking on housing counseling and education, with multi-year awards that often exceed $1 million to the same counseling organizations. The largest recent grant in the data is $1,732,750 to Greenpath Financial Wellness in 2023 for housing counseling and education, followed closely by $1,434,750 to Money Mgmt International in the same year for the same purpose. Those large commitments point to a funder that backs delivery capacity, not one-off projects. The foundation’s pattern also shows repeat support for established intermediaries that help households navigate debt and housing stability. Navicore, Creditorg, Project Sentinel, and A-1 Community Housing Service each appear multiple times across the recent grants list, usually with sizeable awards and the same housing counseling and education purpose. That repetition suggests sustained support for client-facing services rather than isolated pilot grants. BALANCE’s own description aligns with this portfolio: free credit counseling, housing counseling, debt management services, and financial education for people working toward financial stability. The recent grants reflect that mission in practice, especially through organizations serving prospective homebuyers, current homeowners at risk of foreclosure, renters, and low- to moderate-income households.
Housing counseling is the core of this funder’s recent giving. Consumer Credit Counseling Service of San Francisco Dba Balance awarded $937,550 in 2024 and $685,500 in 2025 to A-1 Community Housing Service for housing counseling and education, and it gave $753,750 in 2025 to Project Sentinel for the same purpose. The portfolio also reaches tenant and homeowner support through regional counseling groups. In California, it gave $546,750 in 2025 to Inland Empire Resource Center for housing counseling and education, while Neighborhood Hs La County received $354,250 in 2023 and $324,750 in 2025 for the same category. Financial capability sits alongside housing work. The foundation’s stated focus includes financial literacy, consumer credit counseling, and debt management plans, which fits its broader support for organizations helping households manage money and reduce debt.
$10.9M
$12.9M
$20.6M
$21.6M
Most grants fall between $84K and $329K, with a median of $201K.
25th Percentile
$84K
Median
$201K
75th Percentile
$329K
About 52% of grants go to recipients in TX.
ENRIQUE C DELGADILLO
Top 2 recipient countries by grant volume for Consumer Credit Counseling Service of San Francisco Dba Balance.
| Rank | Country | Grants | Total | Share |
|---|---|---|---|---|
| 1 | United StatesDomestic | 98 | $32.5M | 99.0% |
| 2 | Canada | 1 |
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Typical awards are large: the grant-size distribution is p25 $84,250, median $200,750, and p75 $329,250. The recent list also shows repeated grants to the same organizations across 2023, 2024, and 2025, indicating ongoing support rather than isolated one-time awards. Consumer Credit Counseling Service of San Francisco Dba Balance is a regular funder, not a DAF, and it does not make program-related investments. Its giving is national, with most grants going to recipients in California, and the pattern is centered on program-specific and education-and-training support.
Most grants go to recipients in California, which accounts for 52% of grants in the HQ state category, while the top state by grant count is Texas. Recent awards also land in Michigan, New Jersey, Massachusetts, and one Canadian recipient. City-level concentration is visible in Stafford, TX; Riverside, Hayward, Santa Clara, Orange, Sacramento, Los Angeles, and San Bernardino, CA; plus Farmington Hills, MI and Manalapan Town, NJ. The country distribution is overwhelmingly U.S.-based, with 98 grants in the United States and 1 in Canada.
Its recent grants are concentrated in housing counseling and education. The largest awards in the data all use that purpose, including repeated support for organizations such as Greenpath Financial Wellness, Money Mgmt International, and Navicore.
The typical grant size is substantial: p25 is $84,250, the median is $200,750, and p75 is $329,250. The recent list also includes several awards above $1 million.
It is a repeat funder. Several recipients appear across multiple years, including Greenpath Financial Wellness, Money Mgmt International, Navicore, Creditorg, Project Sentinel, A-1 Community Housing Service, and Neighborhood Hs La County.
The foundation gives nationally, but most grants go to California recipients. The top state by grant count is Texas, and the recipient country distribution is 98 grants in the United States and 1 in Canada.
2025
Source: IRS Form 990-PF, fiscal year 2025.
| $15K |
1.0% |
Recipient country reflects the grantee's headquarters per IRS 990-PF and Schedule F filings, not the program's implementation country.
Most recent grants reported to the IRS.
| Recipient | Location | Amount | Year | Purpose |
|---|---|---|---|---|
| NAVICORE | MANALAPAN TOWN, NJ | $1,332,000 | 2025 | HOUSING COUNSELING & EDUCATION |
| MONEY MGMT INTERNATIONAL | STAFFORD, TX | $1,151,250 | 2025 | HOUSING COUNSELING & EDUCATION |
| GREENPATH FINANCIAL WELLNESS | FARMINGTON HILL, MI | $1,124,250 | 2025 | HOUSING COUNSELING & EDUCATION |
| CREDITORG | RIVERSIDE, CA | $931,500 | 2025 | HOUSING COUNSELING & EDUCATION |
| PROJECT SENTINEL | SANTA CLARA, CA | $753,750 | 2025 | HOUSING COUNSELING & EDUCATION |
| A-1 COMMUNITY HOUSING SERVICE | HAYWARD, CA | $685,500 | 2025 | HOUSING COUNSELING & EDUCATION |
| INLAND EMPIRE RESOURCE CENTER | SAN BERNADINO, CA | $546,750 | 2025 | HOUSING COUNSELING & EDUCATION |
| NEIGHBORWORKS SACRAMENTO | SACRAMENTO, CA | $442,500 | 2025 | HOUSING COUNSELING & EDUCATION |
| NEIGHBORWORKS ORANGE COUNTY | ORANGE, CA | $397,500 | 2025 | HOUSING COUNSELING & EDUCATION |
| NEIGHBORHOOD HS OF INLAND EMP | SAN BERNARDINO, CA | $342,000 | 2025 | HOUSING COUNSELING & EDUCATION |
| NEIGHBORHOOD HS LA COUNTY | LOS ANGELES, CA | $324,750 | 2025 | HOUSING COUNSELING & EDUCATION |
| NEIGHBORHOOD PARTNERSHIP HS | RANCHO CUCAMONG, CA | $297,750 | 2025 | HOUSING COUNSELING & EDUCATION |
| COMM HOUSING COUN OF FRESNO | FRESNO, CA | $295,994 | 2025 | HOUSING COUNSELING & EDUCATION |
| VENTURA COUNTY COMM DEV | OXNARD, CA | $285,000 | 2025 | HOUSING COUNSELING & EDUCATION |
| SHALOM CENTER | LOS ANGELES, CA | $247,500 | 2025 | HOUSING COUNSELING & EDUCATION |
| HOMEOWNERSHIP OC | LAGUNA HILLS, CA | $247,500 | 2025 | HOUSING COUNSELING & EDUCATION |
| ASIAN INC | SAN FRANCISCO, CA | $224,092 | 2025 | HOUSING COUNSELING & EDUCATION |
| INLAND FH & MEDIATION BOARD | ONTARIO, CA | $141,000 | 2025 | HOUSING COUNSELING & EDUCATION |
| SAN FRANCISCO LGBT CENTER | SAN FRANCISCO, CA | $135,000 | 2025 | HOUSING COUNSELING & EDUCATION |
| CAROLYN E WYLIE CENTER | RIVERSIDE, CA | $128,789 | 2025 | HOUSING COUNSELING & EDUCATION |
| CONSUMER DEBT COUNSELORS | WINTER PARK, FL | $118,112 | 2025 | HOUSING COUNSELING & EDUCATION |
| PIONEER CREDIT COUNSELING | RAPID CITY, SD | $101,260 | 2025 | HOUSING COUNSELING & EDUCATION |
| GREAT LAKES CREDIT UNION | BANNOCKBURN, IL | $98,130 | 2025 | HOUSING COUNSELING & EDUCATION |
| DEBT MGMT CREDIT COUN CORP | DEERFIELD BEACH, FL | $94,918 | 2025 | HOUSING COUNSELING & EDUCATION |
| GECU | EL PASO, TX | $87,984 | 2025 | HOUSING COUNSELING & EDUCATION |
| TAKE CHARGE AMERICA | PHOENIX, AZ | $73,246 | 2025 | HOUSING COUNSELING & EDUCATION |
| SF HOUSING DEVELOPMENT CORP | SAN FRANCISCO, CA | $66,750 | 2025 | HOUSING COUNSELING & EDUCATION |
| FRAMEWORKS COMM DEV CORP | AUSTIN, TX | $56,369 | 2025 | HOUSING COUNSELING & EDUCATION |
| LUTHERAN SOCIAL SERVICES S CA | ORANGE, CA | $53,250 | 2025 | HOUSING COUNSELING & EDUCATION |
| COOPERATIVE FCU | SYRACUSE, NY | $25,964 | 2025 | HOUSING COUNSELING & EDUCATION |
| FAIR HOUSING FOUNDATION | ORANGE, CA | $20,250 | 2025 | HOUSING COUNSELING & EDUCATION |
| HREBA | EDMONTON | $15,115 | 2025 | HOUSING COUNSELING & EDUCATION |
| OPPORTUNITIES CREDIT UNION | WINOOSKI, VT | $10,000 | 2025 | HOUSING COUNSELING & EDUCATION |
| SOUTH SIDE COMMUNITY FCU | CHICAGO, IL | $10,000 | 2025 | HOUSING COUNSELING & EDUCATION |
| DBA URBAN UPBOUND | LONG ISLAND, NY | $9,262 | 2025 | HOUSING COUNSELING & EDUCATION |
| BUILDERS OF HOPE | DALLAS, TX | $9,106 | 2025 | HOUSING COUNSELING & EDUCATION |
| MONEY MGMT INTERNATIONAL | STAFFORD, TX | $1,404,750 | 2024 | HOUSING COUNSELING & EDUCATION |
| GREENPATH FINANCIAL WELLNESS | FARMINGTON HILL, MI | $1,325,250 | 2024 | HOUSING COUNSELING & EDUCATION |
| A-1 COMMUNITY HOUSING SERVICE | HAYWARD, CA | $937,550 | 2024 | HOUSING COUNSELING & EDUCATION |
| NAVICORE | MANALAPAN TOWN, NJ | $924,750 | 2024 | HOUSING COUNSELING & EDUCATION |
| CREDITORG | RIVERSIDE, CA | $842,297 | 2024 | HOUSING COUNSELING & EDUCATION |
| PROJECT SENTINEL | SANTA CLARA, CA | $630,750 | 2024 | HOUSING COUNSELING & EDUCATION |
| CAMBRIDGE CREDIT COUNCIL COR | AGAWAM, MA | $389,050 | 2024 | HOUSING COUNSELING & EDUCATION |
| NEIGHBORWORKS ORANGE COUNTY | ORANGE, CA | $318,000 | 2024 | HOUSING COUNSELING & EDUCATION |
| NEIGHBORHOOD HS LA COUNTY | LOS ANGELES, CA | $307,250 | 2024 | HOUSING COUNSELING & EDUCATION |
| CONSUMER EDUC SERVICES INC | RALEIGH, NC | $305,732 | 2024 | HOUSING COUNSELING & EDUCATION |
| DEBT MGMT CREDIT COUN CORP | DEERFIELD BEACH, FL | $280,808 | 2024 | HOUSING COUNSELING & EDUCATION |
| CCCS MARYLAND & DELAWARE INC | COLUMBIA, MD | $265,500 | 2024 | HOUSING COUNSELING & EDUCATION |
| DEBTHELPERCOM | WEST PALM BEACH, FL | $265,500 | 2024 | HOUSING COUNSELING & EDUCATION |
| NEIGHBORHOOD PARTNERSHIP HS | RANCHO CUCAMONG, CA | $249,750 | 2024 | HOUSING COUNSELING & EDUCATION |
NAVICORE
$1,332,000HOUSING COUNSELING & EDUCATION
MONEY MGMT INTERNATIONAL
$1,151,250HOUSING COUNSELING & EDUCATION
GREENPATH FINANCIAL WELLNESS
$1,124,250HOUSING COUNSELING & EDUCATION
CREDITORG
$931,500HOUSING COUNSELING & EDUCATION
PROJECT SENTINEL
$753,750HOUSING COUNSELING & EDUCATION
A-1 COMMUNITY HOUSING SERVICE
$685,500HOUSING COUNSELING & EDUCATION
INLAND EMPIRE RESOURCE CENTER
$546,750HOUSING COUNSELING & EDUCATION
NEIGHBORWORKS SACRAMENTO
$442,500HOUSING COUNSELING & EDUCATION
NEIGHBORWORKS ORANGE COUNTY
$397,500HOUSING COUNSELING & EDUCATION
NEIGHBORHOOD HS OF INLAND EMP
$342,000HOUSING COUNSELING & EDUCATION
NEIGHBORHOOD HS LA COUNTY
$324,750HOUSING COUNSELING & EDUCATION
NEIGHBORHOOD PARTNERSHIP HS
$297,750HOUSING COUNSELING & EDUCATION
COMM HOUSING COUN OF FRESNO
$295,994HOUSING COUNSELING & EDUCATION
VENTURA COUNTY COMM DEV
$285,000HOUSING COUNSELING & EDUCATION
SHALOM CENTER
$247,500HOUSING COUNSELING & EDUCATION
HOMEOWNERSHIP OC
$247,500HOUSING COUNSELING & EDUCATION
ASIAN INC
$224,092HOUSING COUNSELING & EDUCATION
INLAND FH & MEDIATION BOARD
$141,000HOUSING COUNSELING & EDUCATION
SAN FRANCISCO LGBT CENTER
$135,000HOUSING COUNSELING & EDUCATION
CAROLYN E WYLIE CENTER
$128,789HOUSING COUNSELING & EDUCATION
CONSUMER DEBT COUNSELORS
$118,112HOUSING COUNSELING & EDUCATION
PIONEER CREDIT COUNSELING
$101,260HOUSING COUNSELING & EDUCATION
GREAT LAKES CREDIT UNION
$98,130HOUSING COUNSELING & EDUCATION
DEBT MGMT CREDIT COUN CORP
$94,918HOUSING COUNSELING & EDUCATION
GECU
$87,984HOUSING COUNSELING & EDUCATION
TAKE CHARGE AMERICA
$73,246HOUSING COUNSELING & EDUCATION
SF HOUSING DEVELOPMENT CORP
$66,750HOUSING COUNSELING & EDUCATION
FRAMEWORKS COMM DEV CORP
$56,369HOUSING COUNSELING & EDUCATION
LUTHERAN SOCIAL SERVICES S CA
$53,250HOUSING COUNSELING & EDUCATION
COOPERATIVE FCU
$25,964HOUSING COUNSELING & EDUCATION
FAIR HOUSING FOUNDATION
$20,250HOUSING COUNSELING & EDUCATION
HREBA
$15,115HOUSING COUNSELING & EDUCATION
OPPORTUNITIES CREDIT UNION
$10,000HOUSING COUNSELING & EDUCATION
SOUTH SIDE COMMUNITY FCU
$10,000HOUSING COUNSELING & EDUCATION
DBA URBAN UPBOUND
$9,262HOUSING COUNSELING & EDUCATION
BUILDERS OF HOPE
$9,106HOUSING COUNSELING & EDUCATION
MONEY MGMT INTERNATIONAL
$1,404,750HOUSING COUNSELING & EDUCATION
GREENPATH FINANCIAL WELLNESS
$1,325,250HOUSING COUNSELING & EDUCATION
A-1 COMMUNITY HOUSING SERVICE
$937,550HOUSING COUNSELING & EDUCATION
NAVICORE
$924,750HOUSING COUNSELING & EDUCATION
CREDITORG
$842,297HOUSING COUNSELING & EDUCATION
PROJECT SENTINEL
$630,750HOUSING COUNSELING & EDUCATION
CAMBRIDGE CREDIT COUNCIL COR
$389,050HOUSING COUNSELING & EDUCATION
NEIGHBORWORKS ORANGE COUNTY
$318,000HOUSING COUNSELING & EDUCATION
NEIGHBORHOOD HS LA COUNTY
$307,250HOUSING COUNSELING & EDUCATION
CONSUMER EDUC SERVICES INC
$305,732HOUSING COUNSELING & EDUCATION
DEBT MGMT CREDIT COUN CORP
$280,808HOUSING COUNSELING & EDUCATION
CCCS MARYLAND & DELAWARE INC
$265,500HOUSING COUNSELING & EDUCATION
DEBTHELPERCOM
$265,500HOUSING COUNSELING & EDUCATION
NEIGHBORHOOD PARTNERSHIP HS
$249,750HOUSING COUNSELING & EDUCATION