The foundation is clearly focused on increasing affordable housing, primarily by funding Habitat for Humanity affiliates in Michigan; the largest portion of its giving is a major investment in Northwest Michigan Habitat for Humanity. Aside from concentrated housing support, it makes occasional smaller grants outside housing—e.g., youth mental health programming in Detroit and a single collegiate education gift. Overall the portfolio reflects a place-based, housing-first mission with occasional community and education outreach.
Affordable Housing Management Foundation’s largest recent grant was $225,000 to Northwest Michigan Habitat for Humanity for low-income housing initiatives, and that single award captures the center of its giving. The foundation’s recent record shows a sustained commitment to Habitat for Humanity affiliates in Petoskey, where it has continued funding Northwest Michigan Habitat for Humanity and Nw Habitat for Humanity across multiple years. Those housing grants are paired with smaller gifts that still sit close to the same mission, including support for Redhorse Properties in Harbor Springs for low-income housing and the Petoskey-harbor Springs Area Community Foundation for all charities. Beyond housing, the foundation makes selective grants to local community organizations and a few mission-adjacent nonprofits in Michigan, with occasional support for youth mental health, animal welfare, arts education, and emergency relief. The pattern is place-based and practical: larger awards are concentrated in affordable housing, while smaller grants extend into community needs in the Harbor Springs–Petoskey area and, less often, to organizations in other states. Across the recent grants list, the foundation appears to favor repeat support for familiar housing partners rather than a wide roster of one-time recipients.
Affordable Housing Management Foundation’s clearest focus is affordable homebuilding. In 2023, it gave $225,000 to Northwest Michigan Habitat for Humanity for low-income housing initiatives, then followed with additional housing grants to Nw Habitat for Humanity in 2023, 2024, and 2025. It also backed Redhorse Properties in Harbor Springs with $3,000 for low-income housing. The foundation’s community-oriented giving extends into youth services: it awarded Detroit Horse Power $5,000 in 2024 and $3,000 in 2025 for children’s mental health. Other cause areas appear in smaller grants, such as $2,500 to Women’s Resource Center of Northern Michigan for abused women and $1,240 to Great Lakes Chamber Orchestra for music education.
The foundation’s typical grant size is small: the 25th percentile is $300, the median is $500, and the 75th percentile is $935. That distribution fits a model with a few large housing awards and many modest checks. The recent record also shows repetition rather than one-off support, especially for Habitat-related recipients and for select local organizations that receive funding in more than one year. The foundation is not a donor-advised fund and it does not fund individuals. Its latest filings and grant history point to discretionary institutional grantmaking, with no application process described in the data.
$28K
$650K
$65K
$34K
Most grants fall between $300 and $935, with a median of $500.
25th Percentile
$300
Median
$500
75th Percentile
$935
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Concentrated, place-based giving with one very large recipient and multiple repeat grants to Habitat affiliates; few, relatively small one-off grants to other community organizations.
Notable grantees: Northwest Michigan Habitat for Humanity, NW Habitat for Humanity (multiple grants), Detroit Horse Power, Connecticut College
Giving is heavily centered in Michigan, which accounts for 66% of grants and is the top state by grant count. Petoskey and Harbor Springs appear repeatedly in the recipient list, alongside Detroit and Traverse City. Outside Michigan, the grants reach a small set of U.S. locations including New London, Connecticut; Longmont, Colorado; Boca Grande and Port Charlotte, Florida; Ft Myers, Florida; and Auburn Hills, Michigan as a recipient city in the same state. All listed grants in the recent sample went to U.S. organizations.
Its most distinctive pattern is affordable housing support, especially for Habitat for Humanity affiliates in Northwest Michigan. The largest recent grant was $225,000 to Northwest Michigan Habitat for Humanity for low-income housing initiatives, and the foundation continued to fund related housing work in Petoskey in later years.
Typical awards are modest: the 25th percentile is $300, the median is $500, and the 75th percentile is $935. That suggests a portfolio built around small grants, with housing exceptions at much larger levels.
Yes, but infrequently. In the recent grants list, recipients outside Michigan include Connecticut College in New London, Colorado Horse Rescue in Longmont, WGCU in Ft Myers, and Boca Grande-area disaster funds and cleanup support in Florida.
Yes. Recent grants include Detroit Horse Power for children’s mental health, Women’s Resource Center of Northern Michigan for abused women, Great Lakes Chamber Orchestra for music education, Little Traverse Bay Humane Society for animal protection, and disaster relief grants in Florida.
Yes. The grant list shows repeat support for several organizations, including Northwest Michigan Habitat for Humanity / Nw Habitat for Humanity, Detroit Horse Power, Great Lakes Chamber Orchestra, Women’s Resource Center of Northern Michigan, Little Traverse Bay Humane Society, and Easter Seals.
2026
Source: IRS Form 990-PF, fiscal year 2026.
Most recent grants reported to the IRS.
| Recipient | Location | Amount | Year | Purpose |
|---|---|---|---|---|
| GREAT LAKES CHAMBER ORCHESTRA | PETOSKEY, MI | $6,060 | 2026 | MUSIC EDUCATION |
| DETROIT HORSE POWER | DETROIT, MI | $5,000 | 2026 | CHILDREN MENTAL HEALTH |
| PILOTS TO THE RESCUE | BROOKLYN, NY | $5,000 | 2026 | ANIMAL RESCUE |
| WOMEN'S RESOURCE CENTER OF NORTHERN MICHIGAN | PETOSKEY, MI | $5,000 | 2026 | ABUSED WOMEN |
| SALVATION ARMY | BOONE, IA | $1,500 | 2026 | VARIOUS CHARITIES |
| LITTLE TRAVERSE CONSERVANCY | HARBOR SPRINGS, MI | $750 | 2026 | ENVIRONMENTAL |
| FRIENDS OF BOCA GRANDE | BOCA GRANDE, FL | $700 | 2026 | ARTS & ENVIRONMENTAL CLEANUP |
| LITTLE TRAVERSE BAY HUMANE SOCIETY | HARBOR SPRINGS, MI | $600 | 2026 | ANIMAL PROTECTION |
| WGCU | FT MYERS, FL | $500 | 2026 | COMMUNICATIONS |
| TIP OF THE MITT WATERSHED COUNCIL | PETOSKEY, MI | $500 | 2026 | ENVIRONMENTAL |
| WCMU | MT PLEASANT, MI | $500 | 2026 | PUBLIC BROADCASTING |
| CLASSICAL WSMR | ORLANDO, FL | $500 | 2026 | PUBLIC BROADCASTING |
| HARBOR SPRINGS CHAMBER OF COMMERCE | HARBOR SPRINGS, MI | $500 | 2026 | COMMUNITY SERVICE |
| A BETTER SHOT | ENGLEWOOD, FL | $250 | 2026 | CHILDREN CHARITIES |
| WORLD WILDLIFE FUND | WASHINGTON, DC | $200 | 2026 | NATURE |
| EASTER SEALS | AUBURN HILLS, MI | $200 | 2026 | ALL CHARITEIS |
| SIERRA CLUB | OAKLAND, CA | $120 | 2026 | ENVIRONMENT |
| AARP FOUNDATION | WASHINGTON, DC | $100 | 2026 | ADVOCACY |
| AMERICAN HEART ASSOCIATION | PHOENIX, AZ | $100 | 2026 | HEART RESEARCH |
| NW HABITAT FOR HUMANITY | PETOSKEY, MI | $15,000 | 2025 | LOW INCOME HOUSING |
| DETROIT HORSE POWER | DETROIT, MI | $3,000 | 2025 | CHILDREN MENTAL HEALTH |
| FRIENDS OF BOCA GRANDE | BOCA GRANDE, FL | $1,500 | 2025 | ARTS & ENVIRONMENTAL CLEANUP |
| LITTLE TRAVERSE BAY HUMANE SOCIETY | HARBOR SPRINGS, MI | $913 | 2025 | ANIMAL PROTECTION |
| GREAT LAKES CHAMBER ORCHESTRA | PETOSKEY, MI | $900 | 2025 | MUSIC EDUCATION |
| WOMEN'S RESOURCE CENTER OF NORTHERN MICHIGAN | PETOSKEY, MI | $750 | 2025 | ABUSED WOMEN |
| EASTER SEALS | AUBURN HILLS, MI | $700 | 2025 | ALL CHARITEIS |
| TIP OF THE MITT WATERSHED COUNCIL | PETOSKEY, MI | $500 | 2025 | ENVIRONMENTAL |
| A BETTER SHOT | ENGLEWOOD, FL | $500 | 2025 | CHILDREN CHARITIES |
| LITTLE TRAVERSE CONSERVANCY | HARBOR SPRINGS, MI | $500 | 2025 | ENVIRONMENTAL |
| WCMU | MT PLEASANT, MI | $400 | 2025 | PUBLIC BROADCASTING |
| WGCU | FT MYERS, FL | $400 | 2025 | COMMUNICATIONS |
| WORLD WILDLIFE FUND | WASHINGTON, DC | $300 | 2025 | NATURE |
| HARBOR SPRINGS CHAMBER OF COMMERCE | HARBOR SPRINGS, MI | $300 | 2025 | COMMUNITY SERVICE |
| SALVATION ARMY | PETOSKEY, MI | $200 | 2025 | VARIOUS CHARITIES |
| AARP FOUNDATION | WASHINGTON, DC | $200 | 2025 | ADVOCACY |
| ENVIRONMENTAL DEFENSE FUND | WASHINGTON, DC | $100 | 2025 | ENVIRONMENT |
| NW HABITAT FOR HUMANITY | PETOSKEY, MI | $11,550 | 2024 | LOW INCOME HOUSING |
| DETROIT HORSE POWER | DETROIT, MI | $5,000 | 2024 | CHILDREN MENTAL HEALTH |
| REDHORSE PROPERTIES | HARBOR SPRINGS, MI | $3,000 | 2024 | LOW INCOME HOUSING |
| GREAT LAKES CHAMBER ORCHESTRA | PETOSKEY, MI | $600 | 2024 | MUSIC EDUCATION |
| LITTLE TRAVERSE CONSERVANCY | HARBOR SPRINGS, MI | $500 | 2024 | ENVIRONMENTAL |
| WGCU | FT MYERS, FL | $500 | 2024 | COMMUNICATIONS |
| WCMU | MT PLEASANT, MI | $500 | 2024 | PUBLIC BROADCASTING |
| EASTER SEALS | AUBURN HILLS, MI | $500 | 2024 | ALL CHARITEIS |
| WOMEN'S RESOURCE CENTER OF NORTHERN MICHIGAN | PETOSKEY, MI | $500 | 2024 | ABUSED WOMEN |
| AMERICAN LEGION | HARBOR SPRINGS, MI | $500 | 2024 | AMERICAN VETERANS |
| TIP OF THE MITT WATERSHED COUNCIL | PETOSKEY, MI | $500 | 2024 | ENVIRONMENTAL |
| HARBOR SPRINGS CHAMBER OF COMMERCE | HARBOR SPRINGS, MI | $300 | 2024 | COMMUNITY SERVICE |
| LITTLE TRAVERSE BAY HUMANE SOCIETY | HARBOR SPRINGS, MI | $300 | 2024 | ANIMAL PROTECTION |
| NORTHWEST MICHIGAN HABITAT FOR HUMANITY | PETOSKEY, MI | $225,000 | 2023 | LOW INCOME HOUSING INITIATIVES |
GREAT LAKES CHAMBER ORCHESTRA
$6,060MUSIC EDUCATION
PILOTS TO THE RESCUE
$5,000ANIMAL RESCUE
SALVATION ARMY
$1,500VARIOUS CHARITIES
ENVIRONMENTAL
FRIENDS OF BOCA GRANDE
$700ARTS & ENVIRONMENTAL CLEANUP
WGCU
$500COMMUNICATIONS
TIP OF THE MITT WATERSHED COUNCIL
$500ENVIRONMENTAL
WCMU
$500PUBLIC BROADCASTING
CLASSICAL WSMR
$500PUBLIC BROADCASTING
HARBOR SPRINGS CHAMBER OF COMMERCE
$500COMMUNITY SERVICE
A BETTER SHOT
$250CHILDREN CHARITIES
EASTER SEALS
$200ALL CHARITEIS
AMERICAN HEART ASSOCIATION
$100HEART RESEARCH
NW HABITAT FOR HUMANITY
$15,000LOW INCOME HOUSING
FRIENDS OF BOCA GRANDE
$1,500ARTS & ENVIRONMENTAL CLEANUP
GREAT LAKES CHAMBER ORCHESTRA
$900MUSIC EDUCATION
EASTER SEALS
$700ALL CHARITEIS
TIP OF THE MITT WATERSHED COUNCIL
$500ENVIRONMENTAL
A BETTER SHOT
$500CHILDREN CHARITIES
WCMU
$400PUBLIC BROADCASTING
WGCU
$400COMMUNICATIONS
HARBOR SPRINGS CHAMBER OF COMMERCE
$300COMMUNITY SERVICE
SALVATION ARMY
$200VARIOUS CHARITIES
NW HABITAT FOR HUMANITY
$11,550LOW INCOME HOUSING
REDHORSE PROPERTIES
$3,000LOW INCOME HOUSING
GREAT LAKES CHAMBER ORCHESTRA
$600MUSIC EDUCATION
WGCU
$500COMMUNICATIONS
WCMU
$500PUBLIC BROADCASTING
EASTER SEALS
$500ALL CHARITEIS
AMERICAN LEGION
$500AMERICAN VETERANS
TIP OF THE MITT WATERSHED COUNCIL
$500ENVIRONMENTAL
HARBOR SPRINGS CHAMBER OF COMMERCE
$300COMMUNITY SERVICE