Advance economic mobility for underserved small business owners and communities through affordable financial services, knowledge resources, networks and policy.
A defining feature of Accion Opportunity Fund Inc is its emphasis on micro-lending and program support for organizations that serve underserved small business owners. In the recent grants list, the largest award was $500,000 to Accion Opportunity Fund Community Development for program support, followed by a $215,000 grant to Ascendus for micro-lending activities and program support. That pattern matches the foundation’s broader purpose: advancing economic mobility through affordable financial services, knowledge resources, networks, and policy. The grant record also shows support for lenders and intermediaries that work directly with microentrepreneurs and low-income communities, rather than individuals. Recent awards include a $150,000 grant to Allies for Community Business Inc for micro-lending activities and program support and a $133,967 grant to Accessity for the same type of work. Smaller grants to organizations such as Center for Women & Enterprise Inc and Hot Bread Kitchen show that the portfolio also reaches groups that combine business support with services for women and food entrepreneurs. The foundation’s 2024 filing reports annual grants of $1,198,967 and total assets of $5,704,404.
Micro-lending is a central theme in the grant list. Accion Opportunity Fund Inc gave $215,000 to Ascendus and $150,000 to Allies for Community Business Inc, both for micro-lending activities and program support. It also awarded $133,967 to Accessity for the same purpose, reinforcing a funding pattern that supports lending capacity as well as operating needs. Business-support organizations also appear in the portfolio. The foundation gave $25,000 to Center for Women & Enterprise Inc for program support, indicating interest in organizations that combine entrepreneurship services with broader community support. Another $25,000 grant went to Hot Bread Kitchen for program support, linking the foundation’s work to business development contexts that serve specific entrepreneur communities.
The typical grant size is substantial: the 25th percentile is $79,484, the median is $150,000, and the 75th percentile is $182,500. The recent record is dominated by program support and micro-lending-related awards, which suggests the foundation often backs operating capacity rather than isolated project costs. Grants are paid to organizations, not individuals. The portfolio also shows repeat use of Accion-branded entities in the recipient list, including Accion Opportunity Fund Community Development and Accion Opportunity, which points to an internal organizational structure with affiliated grantees.
$1.1M
$3.3M
$208K
$1.4M
Most grants fall between $79K and $183K, with a median of $150K.
25th Percentile
$79K
Median
$150K
75th Percentile
$183K
DAVID COULTAS
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Grant recipients are all in the United States. California accounts for 43% of grants, but the top giving state by count is New York. Recent recipient cities include San Jose, New York, Chicago, San Diego, Boston, and Brooklyn. The list shows a regional pattern rather than a national one, with awards concentrated in a small number of urban business-support hubs.
It funds organizations that support underserved small business owners and microentrepreneurs, especially through micro-lending, program support, business advising, digital financial learning, and related community development work. Recent grants include lenders and business-support nonprofits rather than individuals.
Typical awards are relatively large for a regional funder: the 25th percentile is $79,484, the median is $150,000, and the 75th percentile is $182,500. The recent grants list includes both six-figure and smaller program-support grants.
Yes. California recipients make up 43% of grants in the record. Recent California recipients include organizations in San Jose and San Diego, showing that the foundation gives heavily in its headquarters state even though New York is the top state by grant count.
The recent grants lean toward program support. Several awards pair program support with micro-lending activities, and the largest grant was also for program support. That suggests the foundation often strengthens an organization’s ongoing capacity rather than funding only one-off projects.
2026
Source: IRS Form 990-PF, fiscal year 2026.
Current and upcoming funding from Accion Opportunity Fund that your nonprofit may be able to apply for.
Who can apply: Nonprofit-operated community facility projects located in low‑income communities. Projects typically involve construction, rehabilitation, or expansion of facilities that provide safety‑net services. (Exact eligibility criteria and project requirements are determined by NMTC program rules and AOF’s investment underwriting.)
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Most recent grants reported to the IRS.
| Recipient | Location | Amount | Year | Purpose |
|---|---|---|---|---|
| ACCION OPPORTUNITY FUND COMMUNITY DEVELOPMENT | SAN JOSE, CA | $1,000,000 | 2026 | PROGRAM SUPPORT |
| LEARN WITH AOF FOUNDATION | SAN JOSE, CA | $50,000 | 2026 | PROGRAM SUPPORT |
| ACCION OPPORTUNITY FUND COMMUNITY DEVELOPMENT | SAN JOSE, CA | $500,000 | 2024 | PROGRAM SUPPORT |
| ASCENDUS | NEW YORK, NY | $215,000 | 2023 | MICRO-LENDING ACTIVITES & PROGRAM SUPPORT |
| ACCION OPPORTUNITY | SAN JOSE, CA | $150,000 | 2023 | PROGRAM SUPPORT |
| ALLIES FOR COMMUNITY BUSINESS INC | CHICAGO, IL | $150,000 | 2023 | MICRO-LENDING ACTIVITES & PROGRAM SUPPORT |
| ACCESSITY | SAN DIEGO, CA | $133,967 | 2023 | MICRO-LENDING ACTIVITES & PROGRAM SUPPORT |
| CENTER FOR WOMEN & ENTERPRISE INC | BOSTON, MA | $25,000 | 2023 | PROGRAM SUPPORT |
| HOT BREAD KITCHEN | BROOKLYN, NY | $25,000 | 2023 | PROGRAM SUPPORT |
LEARN WITH AOF FOUNDATION
$50,000PROGRAM SUPPORT
MICRO-LENDING ACTIVITES & PROGRAM SUPPORT
CENTER FOR WOMEN & ENTERPRISE INC
$25,000PROGRAM SUPPORT
HOT BREAD KITCHEN
$25,000PROGRAM SUPPORT