The Pearl Lowrie Student Loan Fund focuses narrowly on financing student loan programs at small, regionally based colleges in and around Hannibal, Missouri. Grants are explicitly for making loans to higher education students and primarily support a handful of private, often faith-affiliated institutions. The foundation appears to act as an institutional loan fund rather than a general education philanthropist.
Concentrated and repeat-focused: a small number of medium-sized grants directed to three nearby colleges, with multiple grants to the same institutions rather than broad or one-off giving.
The Pearl Lowrie Student Loan Fund C/o Hnb National Bank Trustee directs its giving to student loan programs at small regional colleges in northeast Missouri. The recent record shows a consistent pattern of support for institutional loan funds rather than broad scholarship or operating grants, with awards made for "student loans made for higher education." Two colleges account for most of the documented activity: Central Methodist University in Fayette and Culver Stockton College in Canton. Hannibal Lagrange University in Hannibal also appears in the recent grants list, reinforcing the fund’s focus on nearby higher education institutions. The grant descriptions point to a specific purpose: helping colleges finance loans for students rather than funding general campus needs. That makes the fund especially relevant to researchers tracking tuition financing, student borrowing, and faith-affiliated private colleges in the region. Across the available record, the foundation’s work is narrow, institutional, and tied to a small set of Missouri campuses.
The fund’s clearest theme is student loan financing for undergraduate education. In 2023, it gave $72,500 to Central Methodist University in Fayette for student loans made for higher education, followed by $25,500 in 2024 for the same purpose. Culver Stockton College in Canton received $40,283 in 2023 and $18,060 in 2024, also for student loans made for higher education. Hannibal Lagrange University in Hannibal received $5,000 in 2023 and $14,000 in 2024, extending the same loan-focused pattern to another local campus. The named recipients are all private colleges in Missouri, and the grants are described in institutional terms rather than as direct aid to individual students.
Typical awards cluster in a relatively tight range: p25 is $15,015, median is $21,780, and p75 is $36,587. The recent record also shows repeat giving to the same recipients across multiple years, including grants in both 2023 and 2024. That pattern suggests ongoing institutional relationships rather than one-time support. The foundation does not fund individuals and does not make program-related investments, so its activity is structured through grants to colleges and related loan programs. The available data also shows a local giving scope, with all listed grants directed to Missouri recipients.
$55K
$732K
$27K
$67K
Most grants fall between $15K and $37K, with a median of $22K.
25th Percentile
$15K
Median
$22K
75th Percentile
$37K
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Notable grantees: Central Methodist University, Culver-Stockton College, Hannibal-LaGrange University
All listed grants went to Missouri recipients, and the recipient-country distribution is entirely U.S.-based. The most frequent cities in the recent record are Fayette, Canton, and Hannibal. Central Methodist University in Fayette appears twice, as do Culver Stockton College in Canton and Hannibal Lagrange University in Hannibal. That concentration points to a tightly localized pattern centered on northeast Missouri campuses rather than a broad regional or national footprint.
It funds student loan programs for higher education at small Missouri colleges. The recent grants are described as "student loans made for higher education," and the named recipients are Central Methodist University, Culver Stockton College, and Hannibal Lagrange University.
The recent grant list names Central Methodist University in Fayette, Culver Stockton College in Canton, and Hannibal Lagrange University in Hannibal. Each appears in the record more than once, indicating repeated support across 2023 and 2024.
Typical grants fall in a fairly narrow band: p25 is $15,015, median is $21,780, and p75 is $36,587. The recent record includes grants from $5,000 to $72,500, but the distribution centers around the low-to-mid $20,000s.
Yes, all listed grants go to Missouri recipients. The geographic scope of giving is local, and the recipient-country distribution is 100% U.S. with six grants in the record.
No. The fund does not fund individuals and does not make program-related investments. Its activity is shown through grants to colleges for student loan programs.
2026
Source: IRS Form 990-PF, fiscal year 2026.
Most recent grants reported to the IRS.
| Recipient | Location | Amount | Year | Purpose |
|---|---|---|---|---|
| CENTRAL METHODIST UNIVERSITY RECIPIENTS | FAYETTE, MO | $29,600 | 2026 | STUDENT LOANS MADE FOR HIGHER EDUCATION |
| CULVER STOCKTON COLLEGE RECIPIENTS | CANTON, MO | $15,000 | 2026 | STUDENT LOANS MADE FOR HIGHER EDUCATION |
| HANNIBAL LAGRANGE UNIVERSITY | HANNIBAL, MO | $10,000 | 2026 | STUDENT LOANS MADE FOR HIGHER EDUCATION |
| CENTRAL METHODIST UNIVERSITY RECIPIENTS | FAYETTE, MO | $37,500 | 2025 | STUDENT LOANS MADE FOR HIGHER EDUCATION |
| CULVER STOCKTON COLLEGE RECIPIENTS | CANTON, MO | $15,000 | 2025 | STUDENT LOANS MADE FOR HIGHER EDUCATION |
| HANNIBAL LAGRANGE UNIVERSITY | HANNIBAL, MO | $10,000 | 2025 | STUDENT LOANS MADE FOR HIGHER EDUCATION |
| CENTRAL METHODIST UNIVERSITY RECIPIENTS | FAYETTE, MO | $25,500 | 2024 | STUDENT LOANS MADE FOR HIGHER EDUCATION |
| CULVER STOCKTON COLLEGE RECIPIENTS | CANTON, MO | $18,060 | 2024 | STUDENT LOANS MADE FOR HIGHER EDUCATION |
| HANNIBAL LAGRANGE UNIVERSITY | HANNIBAL, MO | $14,000 | 2024 | STUDENT LOANS MADE FOR HIGHER EDUCATION |
| CENTRAL METHODIST UNIVERSITY RECIPIENTS | FAYETTE, MO | $72,500 | 2023 | STUDENT LOANS MADE FOR HIGHER EDUCATION |
| CULVER STOCKTON COLLEGE RECIPIENTS | CANTON, MO | $40,283 | 2023 | STUDENT LOANS MADE FOR HIGHER EDUCATION |
| HANNIBAL LAGRANGE UNIVERSITY | HANNIBAL, MO | $5,000 | 2023 | STUDENT LOANS MADE FOR HIGHER EDUCATION |
CENTRAL METHODIST UNIVERSITY RECIPIENTS
$29,600STUDENT LOANS MADE FOR HIGHER EDUCATION
CULVER STOCKTON COLLEGE RECIPIENTS
$15,000STUDENT LOANS MADE FOR HIGHER EDUCATION
CENTRAL METHODIST UNIVERSITY RECIPIENTS
$37,500STUDENT LOANS MADE FOR HIGHER EDUCATION
STUDENT LOANS MADE FOR HIGHER EDUCATION
CENTRAL METHODIST UNIVERSITY RECIPIENTS
$25,500STUDENT LOANS MADE FOR HIGHER EDUCATION
CULVER STOCKTON COLLEGE RECIPIENTS
$18,060STUDENT LOANS MADE FOR HIGHER EDUCATION
CENTRAL METHODIST UNIVERSITY RECIPIENTS
$72,500STUDENT LOANS MADE FOR HIGHER EDUCATION
HANNIBAL LAGRANGE UNIVERSITY
$5,000STUDENT LOANS MADE FOR HIGHER EDUCATION