About Southern Iowa Cog Housing Trust Fund
The mission for the Southern Iowa COG Housing Trust Fund, Inc. is to plan for and assist with the current and projected housing need of the Southern Iowa COG region, resulting in addressing our primary concern – affordable housing. Through planned activities and leveraged resources, the Southern Iowa COG Housing Trust Fund will provide opportunities for affordable housing to the residents within the region.
Focus Areas
Affordable housingHomebuyer assistanceDown payment assistanceRehabilitation (owner-occupied and rental)New construction of affordable housingSenior housingHousing for people with disabilitiesWeatherization / energy efficiency
Who They Fund
eligible individuals seeking new housesresidents of care facilitieshouseholds/homeowners needing weatherization or repairs
About Southern Iowa Cog Housing Trust Fund
Southern Iowa Cog Housing Trust Fund Inc. consistently directs its resources toward affordable housing in the Southern Iowa COG region, with recent awards supporting both new homes and preservation work. The largest listed grant, $121,431 in 2025, went to Fuller Center Housing in Southern Iowa for constructing new houses for eligible individuals. That was followed by $109,529 in 2024 and $106,151 in 2023 to Habitat for Humanity, also for constructing new houses for eligible individuals. Those awards sit alongside smaller rehabilitation and repair grants that show the fund’s emphasis on keeping housing usable, affordable, and locally available. The foundation’s work is not limited to homebuilding. Its recent awards include support for care facility renovations, senior housing improvements, weatherization, and accessibility-related repairs. Grants to organizations such as Union County Iowa, St Charles Manor, Scicap, Hillcrest Apartments of Adair Inc, and Lenox Homes point to a practical financing approach: new construction where needed, and repairs or renovation where existing housing can be preserved. The pattern reflects a local housing intermediary working across multiple parts of the housing supply in southern Iowa.
What Southern Iowa Cog Housing Trust Fund Funds
Affordable housing construction is a central theme. In 2025, the fund gave $121,431 to Fuller Center Housing in Southern Iowa to construct new houses for eligible individuals, and in 2024 it gave $109,529 to Habitat for Humanity for the same purpose. Preservation work is another clear focus. Union County Iowa received $39,616 for general relief and renovations to a care facility, including doors, a water heater, and bathroom renovations. St Charles Manor received $16,750 for building improvements focused on roofs, showing attention to facility infrastructure. The foundation also supports household-level livability upgrades. Scicap received $15,938 for weatherization of homes, while Hillcrest Apartments of Adair Inc received $15,300 for bathroom upgrades. Lenox Homes received $12,600 for outside building renovation, reinforcing the fund’s repair-and-rehab orientation.
How Southern Iowa Cog Housing Trust Fund Gives
Grant size is clustered around the mid-teens, with a p25 of $15,619, a median of $16,750, and a p75 of $72,884. The recent list also includes a few much larger construction awards, which raises the average above the median. The fund appears to operate as a local, place-based lender and grantmaker rather than a broad national foundation. It is classified as a regular funder and makes program-related investments. The recent grants listed are all from 2023 to 2025 and all go to Iowa recipients, which points to a consistent local pattern of giving.
Financial Snapshot
Annual Giving
$121K
Total Assets
$1.6M
Total Revenue
$201K
Total Expenses
$158K
Typical Grant Size
Most grants fall between $16K and $73K, with a median of $17K.
25th Percentile
$16K
Median
$17K
75th Percentile
$73K
Geographic Reach
Local1 state funded
About 100% of grants go to recipients in IA.
Funding intensity
LowHigh
Headquarters
Leadership
JERRY WALKER
Accepts unsolicited proposals
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